Our Approach

The Savant Wealth Team – Your Access Point to Our Collective Wisdom

Our expansive team approach allows our financial advisors the depth of resources necessary to help solve the most complicated problems. We have a deep bench of in-house estate planning, taxation, and accounting specialists to analyze your situation through the lens of their respective discipline. As your team collaborates, the valuable insights from each of the members is applied to your situation. The result is a thorough plan of action that is ready for final review and execution.

Through our collective wisdom and experience working with all types of clients, we’ve learned to stick with the fundamentals. Although concepts like investing for the long term, diversification, and staying in your seat don’t sound flashy, they are primary cornerstones of our craft. Our steady, evidenced-based approaches to investing and financial planning are structured to anticipate rocky inclines and uncertain times, not just smooth trails and sunny skies.

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Evidenced-Based Investing: Tried-and-True Principles

Markets are remarkably efficient

It is impossible to consistently “beat the market.”

Asset allocation is important

We believe this has great effects on your portfolio, which is why you need the right mix of various equities, fixed income, and alternative investments.

Markets are not predictable

We avoid market timing because it adds speculative risk, excessive costs, and needless tax.

Broad diversification is necessary

This helps ensure your portfolio is designed to maximize long-term return while controlling risk.

Take a global approach

As global consumers, we believe in investing overseas.

Actively manage taxes

Our goal is to employ multiple strategies to ensure maximum tax efficiency and minimize needless tax- sometimes over multiple generations.

Eliminate excessive costs

The only thing guaranteed in investing is that you will keep more if you spend less.

Systematically rebalance

This method helps reduce risk and capture long-term market returns.

Optimize cash flow management

This is important so that your portfolio delivers income and principal when you need it.

Evidence Based Investing FAQs

What is Evidence-Based Investing (EBI)?

EBI is a decision-making framework that makes it possible to evaluate the related topics confronting today’s investor and challenge the wisdom of conventional investment advice. EBI offers a way to navigate the investment landscape in a systematic, analytical, and scientific manner; all with the goal of maximizing risk-adjusted after-tax returns for investors. EBI guides investors to make decisions based on data, academic research, and defined process, rather than speculation, greed, and fear. EBI can generally be expressed in the following formula.

In each of the above ratios, your numerator should be higher than your denominator. Because we obviously can’t precisely quantify these metrics, think of it as more of a personal scorecard. If you assess yourself honestly and come up with an overall “EBI Score” of greater than five, you are well on your way to being a bonafide practitioner of Evidence-Based Investing.

Why is EBI a key component in Savant’s investment philosophy?

EBI is critical to Savant’s investment philosophy because it removes emotion from the equation and focuses on an objective, data-driven solution. Without employing an EBI framework, investors can fall victim to their own emotional biases, we believe often to the detriment of their portfolio.

Capital markets are an ever-evolving ecosystem, which is driven in the short term by the herd mentality of its market participants. EBI allows investors to step away from the mob dictating asset price movements and focus on the bigger picture. By taking a 30,000-foot view of the market environment, we can objectively focus on the factors that are critical to the long-term investing journey that is investing.

How do I access the EBI white paper?

Click here to download our Evidence-Based Investing white paper.

How did you choose your sources?

Ensuring the credibility of sources is paramount to any research paper. Each source must be objective in approach and unbiased by outside motivations. Sources referenced throughout our EBI white paper come from reputable, industry-leading institutions and their research is based on empirical evidence.

We believe all financial advice should be made in the best interest of the client.