Cents of Self

Recently I encouraged a female family member, a new college graduate, to take advantage of her employer’s retirement plan at her first “real” job. She responded that her future husband would take care of that. Note that she was single at the time of our conversation! Needless to say, I was quite surprised by her […]

As a parent, you want to protect your child from harm. However, it is not always easy to foresee what the future may hold for them. As the saying goes, sometimes the best defense is a good offense. Estate planning for a future inheritance is no different. A properly drafted trust can help proactively plan against […]

Social Security plays a key role in many Americans’ retirement plans. Understanding the benefits available in different situations is important, especially for women. According to the Social Security Administration, the median earnings for women are approximately 80% of men’s earnings. This means that women will receive less Social Security than men, but generally women will rely […]

Did you know that women are more likely to give to charity, tend to give more to charity, and are more likely to volunteer compared to men? Based on survey results published by Fidelity Charitable, women are also more likely than men to seek advice from professionals when making decisions about their charitable giving. Men tend to […]