Your net worth isn’t the number that matters most in your divorce. 

Your true cost of living is. It’s the number that will help drive your liquidity needs and shape your settlement strategy, and it goes well beyond a traditional budget. This guide, developed to help women navigating divorce, walks you through how to calculate that number so you can approach your divorce like a CFO and make more informed financial decisions. 

This guide can help you:

A Woman's Financial Guide to Divorce-To-Do List

  • Calculate the true cost of living your life using five fast starting points, including travel, household expenses, and real estate costs, so your settlement reflects reality instead of guesswork. 
  • Track down your financial clues with four practical moves, from reviewing bank statements to following your digital footprint. 
  • Fill in the gaps with three additional sources, including your IRS tax transcript and your three-in-one credit report. 
  • Understand two reasons a Certified Divorce Financial Analyst® can help you turn confusion into clarity and develop a more informed settlement strategy. 
  • Learn why now, before you begin negotiating, is the time to start. 

This guide is designed for women who may feel like their spouse has held the financial keys throughout the marriage, or who are simply feeling stuck and unsure where to start.

Whether you’re just beginning to consider divorce or already navigating a settlement, it’s time to move from the passenger seat to the driver’s seat of your financial life. 

We typically work with clients who have $750,000 or more in investable assets, but we also consider working with those expecting future financial growth through career success, inheritance, or other significant milestones.

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Savant By the Numbers

Savant Owl

24K+

Clients Served

1986

Year Established

70

Savant Offices

297

Employee Member-Owners

$57.2B

Client Assets – AUM & AUA*

*Company statistics as of 6/30/2026. Client assets refers to client assets under management (AUM) $55.7B and client assets under advisement (AUA) $1.5B.