Savant - University Wealth Management
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Retirement Planning

Do I have enough money to fund my retirement years?

Many of our clients ask, “Do I have enough money to fund my retirement years?” That question might be on your mind as well.

Making a successful transition from decades of employment to retirement involves much more than having sufficient assets. You also need to make decisions that give you financial independence, freedom, and peace of mind.

Whether you will retire fully, enter a phased retirement, or never retire at all, you need a plan to ensure that you can meet your financial goals. Savant University Wealth Management uses a four-step approach that spans your career to help you answer the question,“How will I replace my paycheck in retirement?” and create a reliable retirement plan.

Retirement Planning

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Our Four-Step Approach

Accumulation

Accumulation

In the accumulation or saving phase, we help you identify your goals and your vision for the future. Maximizing retirement savings, coordinating contributions with your overall asset plans, and reducing income taxes are critical items during this phase.

Transition

Transition

In the transition or pre-retirement phase, you are building your portfolio and accumulating assets. University health plans, insurance policies, and other accounts are common pieces of the planning puzzle. At this stage, we begin planning strategies to minimize taxes on future retirement income distributions.

Distribution

Distribution

During the distribution or retirement phase, we coordinate the distribution of retirement funds in a tax-efficient manner to generate an income stream to support your retirement goals. We also provide planning around required minimum distributions (RMDs) and evaluating and recommending options for Social Security benefits.

Outcome

Outcome

Using this process, we help you build a fulfilling retirement plan, allowing you to pursue life long goals and give back to the people and causes important to you.

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Wise Counsel for University Professionals

Our advisors have specific and in-depth knowledge about university employee benefit programs and retirement plans. We work with university faculty, physicians, and other professionals. We are not associated with any university or any retirement vendor, and we have no access to your private retirement or personnel information.

Savant Wealth Management (“Savant”) is an SEC registered investment adviser headquartered in Rockford, Illinois. Past performance may not be indicative of future results. Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy, including the investments and/or investment strategies recommended and/or undertaken by Savant, or any non-investment related services, will be profitable, equal any historical performance levels, be suitable for your portfolio or individual situation, or prove successful. Savant is neither a law firm, nor a certified public accounting firm, and no portion of its services should be construed as legal or accounting advice. You should not assume that any discussion or information contained in this document serves as the receipt of, or as a substitute for, personalized investment advice from Savant. A copy of our current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.savantwealth.com. The scope of the services to be provided depends upon the needs of the client and the terms of the engagement.