Divorce brings a flood of financial questions, and the answers aren’t always easy to find. Whether you’re just beginning the divorce process or already working through the details, here’s curated guidance and tools designed to help you focus, make sense of what’s ahead, and clearly articulate your priorities.
Support that helps you navigate divorce strategically – not emotionally.
Learn what’s possible, and what to protect.
Wife2CFO™ Free Guides and Downloads
Financial Roadmap for Divorcing Women
This guide reflects knowledge learned from decades inside the divorce and wealth space – what works, what may backfire, and what no one tells you until it's too late.
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Divorce Priorities Questionnaire
This questionnaire is designed to be your personal compass as you navigate this transition, and to help determine What Matters Most in Your Divorce. Download our Wife2CFO™ Questionnaire here.
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Divorce Style Profiler
Your communication and learning style can shape how you approach divorce. Download our Wife2CFO™ Divorce Style Profiler to discover personalized tips and strategies tailored to your unique style.
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Navigating High-Net-Worth Financial Issues in Divorce
Ready to Take the First Step? If you’re facing divorce, you don’t have to figure this out alone. Wife2CFO™ is your partner in helping you build an empowered financial future.
Learn MoreVideos
Something Feels ‘Off’ During Your Divorce
What’s Your Divorce Strategy?
Where to Rank the Issues in Your Divorce
You Need the Financial Professionals During Divorce
Podcasts
The Billion-Dollar Divorce Playbook: Lessons from the Dream Team You Can Use Too – Part 1
If you’re ready to see what drives the numbers and decisions behind high-stakes divorce, this episode is for you. This Dream Team has decades of experience navigating ultra-high-net-worth divorce cases and going beyond theory into the real-world strategies women can use to protect their futures—before, during, and after divorce.
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The Billion-Dollar Divorce Playbook: Lessons from the Dream Team You Can Use Too – Part 2
If you're going through a divorce, or know someone who is, there are a billion reasons for you to listen and share Part Two of our double episode. Our Dream Team shares how the very same billion $$ divorce strategies can apply to your divorce journey, no matter your net worth, no matter where you are in the process.
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Divorce Dialogues, The Nuances of a High-Net-Worth Divorce
Michelle Smith, CDFA® – founder of Wife2CFO™ Katherine Miller – Founder, Miller Law Group
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Rebuilding Financial Confidence After Divorce: A Guide for New York Professionals
Discover post-divorce financial planning strategies in New York. A fiduciary advisor can help rebuild wealth, update goals, and restore financial confidence.
Dividing Wealth in a High-Asset Divorce: What NYC Professionals Should Consider
Learn how to approach asset division in high-net-worth divorce in New York City. A divorce financial advisor can help protect your long-term financial health.
![Divorce is difficult, and high-net-worth cases add layers of financial complexity. Individuals navigating a high-net-worth divorce in New York face not only emotional challenges but also detailed financial considerations tied to substantial assets. From dividing investment portfolios and retirement accounts to protecting business interests and planning for the future, the decisions you make today shape your long-term financial well-being. Working with a financial advisor in New York, NY, can help you maintain clarity during this emotional transition while protecting your financial interests. The right advisor brings technical skills and the empathy needed to guide you through the process. The Financial Landscape of High-Net-Worth Divorce in New York New York is an equitable distribution state, meaning marital assets divide fairly, though not necessarily equally. This becomes more complicated when couples hold brokerage accounts, private equity investments, real estate partnerships, or deferred compensation packages. It’s not just about what you own but how those assets function, what they’re worth today, and what they could be worth later. A financial advisor who specializes in divorce wealth planning can help you evaluate each asset for current liquidity, tax exposure, and income potential. They work closely with your attorney to help ensure you understand how settlement options affect your lifestyle, retirement goals, and ability to rebuild independently. Separating Investment Accounts and Managing Complex Assets One of the most delicate aspects of high-net-worth divorce is dividing investment accounts and related assets. These accounts often include a mix of taxable and tax-advantaged holdings, and splitting them without a strategy may trigger unnecessary taxes or create future imbalances in income and risk exposure. A financial advisor can help you segment assets intentionally, helping to ensure that portfolio allocations reflect your risk tolerance, timeline, and income needs post-divorce. They can model different division scenarios, highlight tax impacts, and guide you on structuring accounts going forward. If you or your spouse owns a business, your advisor may assist with valuation, liquidity planning, or determining whether retaining or exiting ownership aligns with your broader strategy. Protecting Wealth Through Tax-Efficient Planning The financial outcome of a divorce depends not only on what you receive but on how well you preserve and manage those assets. In high-net-worth cases, tax planning plays a crucial role in avoiding long-term erosion. Your advisor can help you understand the tax implications of receiving or transferring assets such as real estate, stock options, or retirement accounts. They can advise on Roth conversions during low-income periods post-divorce, optimal withdrawal strategies, and structuring future income to reduce your overall tax burden. By incorporating these strategies into your divorce wealth plan, you can position yourself for greater financial flexibility and stability. Rebuilding Your Financial Plan and Estate Strategy After a divorce, your financial plan often needs a full reset. Your advisor can help you rebuild around your new life stage and goals—from retirement income and insurance needs to investment reallocation and charitable giving. It’s also essential to review and revise estate planning documents. A comprehensive post-divorce plan should include updated wills, powers of attorney, health care directives, and account beneficiaries. A financial advisor can coordinate with your estate attorney to help ensure everything aligns with your new structure and protects your intentions. [Insert Post-Divorce Checklist landing page] Emotional Guidance Meets Financial Precision High-net-worth divorce is financially complex and emotionally draining. Many individuals feel overwhelmed or vulnerable, and those feelings can cloud decision-making. A fiduciary financial advisor can provide financial precision and emotional steadiness, helping you focus on what matters most. This guidance is especially valuable when emotions push someone toward unwise choices, such as holding onto a marital home they cannot afford or rejecting a settlement that offer long-term benefits. Your advisor acts as your advocate and partner, helping you stay focused on long-term outcomes—not just short-term comfort. Why Work with a Fiduciary Financial Advisor for Divorce in New York City? A fiduciary advisor must act in your best interest. At Savant Wealth Management, our advisors don’t sell products or earn commissions. Instead, we provide clear, conflict-free guidance based on your goals and financial values. We have experience supporting clients through high-net-worth divorce in New York City and understand the nuances involved. From separating complex investment accounts to preserving wealth through tax-efficient strategies, we work with your legal team to prioritize your financial interests at every stage. Working with a financial advisor in New York City means gaining access to local insight, sophisticated planning tools, and an experienced team that understands both the financial and emotional complexity of divorce. Our advisors support clients not just with technical financial planning, but with the compassion and calm that helps them regain control and confidence. Take Control of Your Financial Future Divorce ends one chapter but begins another. With the right support, you can move forward with a clear plan, renewed control, and the financial wellness you deserve. If you’re facing a high-net-worth divorce in New York, now is the time to build a team that understands what’s at stake. Schedule an introductory call today to start planning for your next chapter with clarity, strength, and purpose.](https://savantwealth.com/wp-content/uploads/2025/10/HNW-Divorce-New-York-500x333.jpg)
Navigating High-Net-Worth Divorce in New York: How a Financial Advisor Can Help Protect Your Future
Going through a high-net-worth divorce in New York? A financial advisor can help divide assets, separate investments, and preserve long-term wealth.
The Role of a Financial Advisor in Divorce Proceedings
Divorce brings financial, tax, and legal complexity. A financial advisor can help you deal with asset division, retirement planning, and post-divorce goals.
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Connect with Savant now and take the first step toward pursuing greater clarity in your divorce process.
Wife2CFO™ is a branded initiative of Savant Wealth Management. Investment and financial planning services are provided by Savant Wealth Management, a Registered Investment Adviser.