234 S. Peters Road, Suite 102 Knoxville , TN 37923

865.690.1231

Joe Ottaviano serves as a managing partner and financial advisor at Savant’s Knoxville, Tennessee office, where he combines strategic leadership with deep financial experience to help individuals and families navigate financial decisions.

Joe’s approach to financial planning reflects his desire to make a personal impact. He strives to bring clarity to complex decisions and inspire confidence in clients and colleagues alike. Joe was president and CEO of APC Financial Planning in Knoxville until it joined Savant in 2025, where he guided the firm’s growth and upheld its fiduciary mission. His career includes leadership roles in corporate finance, operations, and entrepreneurial ventures.

As a CERTIFIED FINANCIAL PLANNER® professional, Joe is knowledgeable in all areas of financial planning, including wealth transfer and philanthropy, proactive income and estate tax planning, retirement cash flow projections, retirement income optimization, insurance needs analyses, debt management, and education funding. He is also a Certified Kingdom Advisor® (CKA®) and Certified Public Accountant (CPA).

Joe holds a bachelor’s degree in accounting from Bentley University in Waltham, Massachusetts, and a Master of Business Administration (MBA) from the University of Texas at Austin. He actively participates in the Financial Planning Association and the American Institute of Certified Public Accountants.

Outside of work, Joe enjoys time with his wife, Carol, their four children, and six grandchildren. He is active at Grace Presbyterian Church, where he teaches weekly Sunday School, and loves traveling, detailing cars, teaching and coaching baseball to youth, and working out.

Education &
Designations

Bentley University
Bachelor of Arts in Accounting
University of Texas at Austin
Master of Business Administration (MBA)
CERTIFIED FINANCIAL PLANNER® professional
Certified Public Accountant (CPA)
Certified Kingdom Advisor® (CKA®)

Affiliations &
Community Service

Financial Planning Association – member
American Institute of Certified Public Accountants – member

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP® in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Contact Joe

"*" indicates required fields

Company

This field is for validation purposes and should be left unchanged.

First Name*

Last Name*

Email*

Phone*

Are you a Savant client?*

Message*

WITHDRAWAL OR TRADE POLICY: SAVANT IS NOT RESPONSIBLE FOR PLACING ANY TRADES FROM INSTRUCTIONS LEFT VIA ELECTRONIC MAIL OR VOICE MAIL. Please note that we will not act upon withdrawal or trade instructions via electronic mail or voice mail request without first acknowledging a correct understanding of the request with you. If you do not receive a response from us, please contact us by telephone (866-489-0500) to ensure that we received your request.

Please remember to contact Savant, in writing, if there are any changes in your personal financial situation or investment objectives for the purpose of reviewing our previous recommendations and/or services, or if you want to impose or modify any reasonable restrictions to our investment advisory services. Savant shall continue to rely on the accuracy of information that you have provided. Please be advised that there can be no assurance that any email request will be reviewed and/or acted upon on the day it is received. A copy of our current written disclosure Brochure and Form CRS discussing our advisory services and fees continues to remain available for your review upon request or at savantwealth.com.

I consent to sharing my information with Savant. By proceeding, you agree to receive communication from Savant. You can opt out at any time.