Ralph’s Approach
Ralph T. Salvatore
CFP®, CPA/PFS, AEP®, ChSNC®, MBA
Financial Advisor / Member Owner
Overview
Ralph Salvatore is a financial advisor in Savant’s Middletown, Rhode Island, office who focuses on comprehensive financial planning, estate planning strategies, tax planning, retirement income planning, and special needs planning. He helps individuals and families navigate complex financial decisions and develop strategies designed to support their long-term goals.
As a CERTIFIED FINANCIAL PLANNER® professional, Accredited Estate Planner® (AEP®), and Chartered Special Needs Consultant® (ChSNC®), Ralph provides guidance across a wide range of planning areas, including wealth transfer and charitable giving, proactive income and estate tax planning, retirement cash flow projections, retirement income strategies, insurance analysis, debt management, and education funding strategies. He’s also a Certified Public Accountant (CPA) and holds the Personal Financial Specialist (PFS) credential from the American Institute of Certified Public Accountants (AICPA).
Ralph began his career in financial services in 1997. He joined Savant when Corrigan Financial became part of the firm in 2025. Before joining Corrigan Financial in 2007, Ralph worked as a financial consultant and tax practitioner and served in the budget office for the Providence School Department.
He remains active in several professional organizations, including the AICPA, the Rhode Island Society of Certified Public Accountants (RISCPA), the Financial Planning Association of Rhode Island, and the Estate Planning Council of Rhode Island.
Ralph earned a bachelor’s degree in accounting from Bryant University in Smithfield, Rhode Island, and a Master of Business Administration (MBA) from Providence College, also in Rhode Island.
A resident of North Kingstown, Rhode Island, Ralph enjoys spending time with family and friends, being outdoors, golfing, cooking, and following Providence College Friars basketball. He is also the proud father of two daughters, Emilia and Giuliana.
Areas of Focus
Comprehensive Wealth Management
Integrated guidance for your full financial life, bringing together investment, tax, estate, and retirement planning to support your goals.
Financial Planning
Our planning process helps you evaluate key areas of your financial life, uncover opportunities, and make decisions aligned with your goals.
Investment Management
Evidence-based investing designed to help you stay focused on long-term goals while navigating changing market conditions.
Estate Planning & Wealth Transfer
Thoughtful estate planning guidance to help organize your affairs, support your wishes, and prepare for future generations.
Trust Services
Comprehensive trust administration supported by integrated investment, tax, estate, charitable, and business succession planning services.
Accounting & Consulting Services
Integrated accounting, tax, payroll, and advisory services that help business owners navigate complexity, evaluate opportunities, and plan for the future.
Tax Advisory & Preparation
Working year-round to help you stay ahead of changing laws, find strategies to help lower your tax burden, and find new opportunities.
Education
- Bryant University
Bachelor of Science in Accounting - Providence College
Master of Business Administration (MBA)
Professional Designations
- CERTIFIED FINANCIAL PLANNER® professional
- Certified Public Accountant / Personal Financial Specialist
- Accredited Estate Planner®
- Chartered Special Needs Consultant®
Affiliations
- American Institute of Certified Public Accountants (AICPA) – member
- Rhode Island Society of Certified Public Accountants (RISCPA) – member
- Financial Planning Association of Rhode Island – member
- Estate Planning Council of Rhode Island – member
Insights & Perspectives
Thought leadership on wealth management, tax strategy, and financial planning.
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CFP®
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.