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While navigating the sea of retirement advice can feel overwhelming, don't let it stall your saving efforts. Debunking these myths can help empower you to take charge and build a brighter retirement future.

If you’re aged 70 ½ or older, you can consider a “charitable IRA rollover,” or qualified charitable distribution (QCD). Donating this way not only helps a worthy cause; it can also help you save on your taxes.