Saving for a successful retirement involves developing an ability to delay gratification: putting off spending now to create wealth that will allow for spending in the future. Sometimes, that skill can “overdevelop” over the years, to the point that retirement brings with it a sense of reluctance or even guilt to spend money. So, all that saving to create an aspired-for life can end up in a “failure to start” state!

Watch Financial Advisor Joel Cundick to learn about the mental shift involved in the retirement transition from saving to spending, with ideas about allocating your spending on what will be most meaningful to you.

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