Tag: 401k
Your Retirement Paycheck: Four Steps to Help Build a Smart Withdrawal Plan
Learn four smart steps to build a tax-efficient retirement withdrawal plan to help your savings last longer.
401(k) Changes Coming in 2026: What High Earners Need to Know About Roth Catch-Up Contributions
Starting Jan 1, 2026, high earners must make 401(k) catch-up contributions as Roth under SECURE 2.0.
Financial Health Considerations When Transitioning Universities or Leaving Academia
Explore retirement plans, health coverage, and provider choices to help you make informed benefit decisions when moving between universities or leaving academia.
SECURE Act 2.0 Compliance: Key Considerations for Plan Sponsors
Retirement plan sponsors are facing a pivotal moment in the evolution of workplace savings plans, as the SECURE Act 2.0 provisions reshape how sponsors design, administer, and communicate their 401(k) plans.
401(k) Oversight: How Sponsors Can Stay Ahead of Legal Risks
As 2025 winds down, plan sponsors are facing increasing legal and regulatory scrutiny surrounding their 401(k) plans, driven by shifting legal standards, increased participant awareness, and more aggressive enforcement by government agencies.
Roth Conversions: The Good, the Bad, and the Ugly
In the world of retirement planning, few tools stir as much strategic debate as the Roth conversion. Converting pre-tax retirement assets from a traditional IRA or employer-sponsored plan into a Roth IRA can offer incredible long-term tax advantages—but it’s not without its risks.
High Earners 50+ Are About to Lose a Major 401(k) Tax Break
Starting in 2026, high earners 50+ must make 401(k), 403(b), and 457(b) catch-up contributions as Roth. Learn what’s changing and how to prepare.
Rolling Over a 401(k)? Avoid These Common Mistakes
Did you take a new job recently? If so, you may be wondering what to do with your old 401(k) account. Before you make any decisions, be sure to do your homework first.
New Opportunities for 401(k) Investors: How Policy Changes Could Open the Door to Alternative Assets
On Aug. 7, Pres. Donald Trump signed an executive order titled Democratizing Access to Alternative Assets for 401(k) Investors, aimed at expanding the investment choices available to participants in defined contribution retirement plans under the Employee Retirement Income Security Act of 1974 (ERISA).
How to Balance Your Child’s Education Costs with Your Own Retirement Goals
When you’re trying to save for both your children’s education and your own retirement, it’s easy to feel pulled in two directions.
Mid-Year 401(k) Checkup: Is Your Retirement Plan on Track?
A 401(k) plan is not a “set it and forget it” benefit. For plan participants, the middle of the year is a strategic checkpoint.
The Long-Term Power of Starting Early in a 401(k)
Maximize your retirement savings by starting your 401(k) early. See how time and compounding can help grow your wealth for the future.