Tag: 401k
The Rising Popularity of Roth 401(k)s: What Plan Sponsors Need to Know
For retirement plan sponsors, understanding why Roth 401(k)s are gaining traction is critical to providing a competitive and effective retirement plan offering.
Cybersecurity and 401(k) Plans: Top Priority for Plan Sponsors in 2025
Cybersecurity has evolved far beyond an IT concern—it’s now a critical fiduciary obligation for 401(k) plan sponsors. With increasingly sophisticated cyber threats and the high value of retirement accounts, employers must take proactive steps to safeguard participant assets and sensitive information.
How Can I Save Money on Taxes as an Executive? | Ask a Savant Financial Advisor
Are you tired of getting surprised with a large tax bill every year because of your stock-based compensation? You’re not alone. Busy executives like you juggle a million things, and tax planning often gets pushed to the back burner.
Retirement Savings Basics
One of the keys to building a healthy and sustainable retirement savings plan is to take full advantage of an employer-sponsored retirement account. Here are several factors to consider when reviewing your retirement plan options.
Is Your 401(k) Failing You?
Many have heard the advice to max out your 401(k). But is that advice all it’s cracked up to be? While there is merit to setting a savings goal on a bi-weekly basis and automating that decision to invest in your future, is a 401(k) the best investment vehicle to use?
Benefits of Rolling Over Your 401(K) to an IRA
One of the most important decisions to be made when you are retiring or changing jobs is what action to take with your 401(k), 403(b), or any other employer-sponsored retirement plans. Financial advisor Kevin Kingston walks through several considerations.
On Tithing and Retirement Income Planning
People of many faiths choose to tithe for various reasons. If you contribute to your place of worship in this way, it may be worthwhile to consult a financial advisor to see how it fits with your retirement plan.
Does it Make Sense to Buy Company Stock as Part of your 401(k) Plan?
Buying company stock as part of your 401(k) plan may be beneficial from a tax perspective.
Benefits of Lump-Sum Pension Options
As more employers shift from pensions to 401(k) plans, more employees will need to figure out how to handle their options. Financial advisor Chris Ruedi discusses some of the benefits of lump-sum pension options.
What to Consider Before Tapping Into Your 401(K) Under the CARES Act
The decision to withdraw from your 401(k) is not easy. The CARES Act allows more flexibility to those in need, but it still may be difficult to know if it is the right choice for you.
Small Business Owners: Do You Know Your Retirement Plan Options?
Why should employers care about having a retirement plan as a part of their benefits package? Two answers and several options.