Every Fourth of July, we celebrate the American spirit – the freedom to choose our own paths and chase our dreams. But what if worries about financial burdens limit your choices? As a coach with over 35 years of experience guiding people through retirement, I’ve seen firsthand how a lack of financial confidence can steal the very independence we celebrate.

Financial independence is a highly personal concept, meaning different things to different people. It’s a journey to discover what brings joy and fulfillment into your life, whether that’s traveling, family, personal projects, or simply living life on your own terms.

Now is the perfect time to revive your resolutions and financial goals. It’s never too late to refocus, regardless of the time of year. Don’t be hard on yourself if you haven’t made as much progress as you expected. Remember, you did your best and now you’re ready to get back on track!

After my recent car purchase, I realized how stressful the experience can be. To help navigate this process, I’ve outlined the pros and cons of buying vs. leasing a new car, taking into account key factors such as mileage, make, and model.

Retirement can be a wonderful time to pursue your passions and enjoy life. However, it can also be a time when you feel lonely and disconnected from the world around you. Here are some steps you can take to stay engaged.

Susan, a 62-year-old corporate vice president, faces a critical decision. Recent health concerns have her questioning her planned retirement date. Can she afford to step away now, or will she need to work a few more years? The answer hinges on the value of her company holdings, which include Performance Stock Units and Restricted Stock Units, a stock compensation package common among executives.

With 2024 in full swing, many nearing retirement are reevaluating their careers. Whether driven by recent experiences or a yearning for new challenges, a fresh start can be invigorating. But for those close to retirement, a strategic approach is key.

When many people think of retirement, the first thing that comes to mind is usually stopping work. But retirement is more about living life on their own terms. In this new era of life, individuals can choose to work because they want to, not because they have to, and that’s a game-changer.

If you’re planning for retirement, chances are you’ve reviewed your estimated Social Security payments. But have you done the math to see if your payments will be subject to income tax?

Market corrections can be unnerving, especially as you approach retirement. But remember, your investment time horizon is likely much longer than you think. If you strategize, fully grasp your life expectancy, and adhere to market principles, you do have time!

Imagine entering retirement with confidence, clarity, and a sense of purpose. But how do you get there? You could consult your “Retirement Dream Team” – a diverse group of people to help you address the emotional, social, and personal aspects of this new chapter.

Feeling bombarded by scams? You’re not alone. The FBI reports a rise in cons targeting older adults, with a staggering $3.4 billion stolen in 2023. Let’s explore some common tactics and tips that can help you stay safe.