Discover 10 tax-free alternatives to withdrawing from your retirement accounts, including using your HSA, exploring margin loans, and leveraging home equity.

Retirement planning for educators and state workers in Bloomington, IL. Optimize pensions, Social Security, and taxes with a trusted fiduciary advisor.

Reaching a financial milestone is a significant achievement. But what comes next? How do you transition from a focus on accumulation to a strategy for maximizing your wealth and enjoying life to the fullest? Let’s explore the possibilities.

In 1994, financial advisor William Bengen introduced the “4% rule,” a retirement planning guideline suggesting retirees can withdraw 4% of their savings annually. While foundational, evolving financial landscapes and the rule’s limitations highlight the importance of personalization, flexibility, and regular reassessment when crafting sustainable retirement strategies.

Few things turn a retirement plan upside down more than a divorce. You may be worried you will have to abandon your retirement plan if your 401K is divided in a divorce, and you very well may be right.

Life often feels overwhelming, especially during the holiday season. But a simple story about a jar, golf balls, and coffee offers powerful insight: focus on what truly matters. Prioritize the essentials, cherish connections, and always make space for moments of joy.

Are you tired of shivering during the cold winter months? Maybe you’re ready to join the leagues of retirees who migrate to a warmer climate when the first frost occurs each year.

For university faculty approaching retirement—whether next year or in 10 years— this is the perfect time to get serious about financial planning.

Deferred compensation plans can be a powerful tool for long-term financial planning, but they’re not right for everyone. This blog will explain the key factors to consider when deciding whether to participate in a deferred compensation plan.

While traditional wisdom suggests you should be debt-free before retirement, this belief isn’t universally applicable. Under the right conditions, maintaining a mortgage can be a strategic financial move that supports long-term retirement goals.

Have you ever questioned whether retirement is truly what you desire? Is it really the ultimate goal you seek? Retirement often signifies an end, but it’s also important to consider what you will begin. Give yourself permission to dream and think, “What if?”

Medicare is a federal health insurance program that provides coverage to millions of Americans. Understanding the basics of Medicare is essential for anyone who wants to make informed decisions about their healthcare coverage. Here are six things you need to know.