Life is full of unexpected twists and turns, and insurance can help serve as a vital safeguard against financial uncertainty. One of the most pressing concerns many of us face is: “Am I adequately insured?” The answer to this question lies in understanding your individual circumstances and protection needs.

Long-term care insurance premiums are on the rise. While it might seem like insurers are arbitrarily raising costs, there are complex reasons behind these increases.

Long-term disability insurance is something most people don’t think about often, especially those who are in their prime earning years and in relatively good health. With that in mind, consider looking more closely at your disability insurance options.

While having insurance is crucial for safeguarding against risks, it’s important to strike a balance and avoid the pitfalls of being excessively insured. Consider the following guidelines to prevent over-insurance.

In this webinar, Savant advisors challenge and test the investment and financial planning world’s most common rumors, popular beliefs, and urban legends.

While new parents initially plan for their child’s immediate needs, planning for the future is just as important. From setting up a college savings plan to naming a guardian in your will, here are a few things new parents should consider.

As life expectancy continues to increase, chances are you will need access to long-term care services as you age. Financial advisor Kevin Kingston outlines the basics of long-term care financing options in his latest blog post.

In this recorded webinar, Kevin Kingston and Christopher Ruedi reviews costs, benefits, drawbacks, and alternatives to long-term care insurance.

You may be surprised that many women don’t have adequate disability coverage. Janet Petran talks about why disability coverage is especially important for women.

As your individual and family circumstances change, you may find that you own an annuity or cash value life insurance policy that no longer suits your needs. Financial advisor Don Duncan reviews a few ways you can repurpose such assets to play a more efficient role in your financial plan.