Tag: Investment Planning
Market Timing vs. Putting it in a Drawer
Market timing sounds logical but rarely works. Learn why a steady, long-term approach beats chasing perfect entry and exit points.
Q3 2025 Market Insights: Why We Believe Discipline and Diversification Still Win
Explore Savant Wealth’s Q3 2025 Market Insights: Economic trends, stock performance, and why disciplined, diversified investing contributes to long-term success.
Roth Conversions: The Good, the Bad, and the Ugly
In the world of retirement planning, few tools stir as much strategic debate as the Roth conversion. Converting pre-tax retirement assets from a traditional IRA or employer-sponsored plan into a Roth IRA can offer incredible long-term tax advantages—but it’s not without its risks.
Government Shutdown Begins: What It Means for Markets and the Economy
Markets face uncertainty as the U.S. government shuts down. See what it means for your portfolio and why discipline matters.
High Earners 50+ Are About to Lose a Major 401(k) Tax Break
Starting in 2026, high earners 50+ must make 401(k), 403(b), and 457(b) catch-up contributions as Roth. Learn what’s changing and how to prepare.
Interpreting the Fed’s September Rate Cut
The Fed’s September 0.25% rate cut marks its first since 2024, aiming to balance slowing job growth with inflation risks. Explore what this means for markets, why diversification matters, and how investors can stay disciplined amid uncertainty.
Raising Stewards, Not Spenders: Helping to Empower the Next Generation
Wealth alone won’t last. Learn how to raise the next generation as stewards by instilling values, discipline, and purpose to help preserve your legacy.
Rethinking Retirement Benefits: Cash Balance Plans for Small- to Mid-Sized Businesses
With careful design and proper administration, a cash balance plan can be more than just a retirement vehicle; it could become a long-term strategy for growth, talent retention, and financial efficiency.
Year-End Planning for Executives: Strategies to Optimize Incentives, Personal Finances, and Taxes
Discover year-end planning strategies for executives to help optimize incentives, taxes, and personal finances heading into 2026.
How a Financial Advisor in Madison Can Help You Prepare for Market Volatility
Navigate market volatility with confidence. Get long-term financial planning in Madison, WI with a fiduciary advisor who helps you keep your goals on track.
New Opportunities for 401(k) Investors: How Policy Changes Could Open the Door to Alternative Assets
On Aug. 7, Pres. Donald Trump signed an executive order titled Democratizing Access to Alternative Assets for 401(k) Investors, aimed at expanding the investment choices available to participants in defined contribution retirement plans under the Employee Retirement Income Security Act of 1974 (ERISA).
A Potentially Costly Investing Bias Created by the Verbs We Use
In volatile markets, it’s easy to fall into the trap of believing recent performance predicts future results. A subtle but costly bias often begins with the verbs we use. This linguistic slip can reinforce emotional investing decisions driven by recency bias.