At Savant, we’re committed to helping you achieve your long-term financial goals. This involves regular portfolio adjustments to manage taxes, rebalance your assets, and anticipate potential challenges. By working closely with your advisor, we can help ensure your investments remain optimized and aligned with your unique financial situation.

Custom indexing, once a domain of institutions, is now accessible to a wider audience thanks to technological advancements and commission-free trading. This approach offers greater flexibility and control over investments, potentially leading to enhanced returns and tax efficiency.

Market volatility has increased recently, with markets down 5-10% since late July. While this is concerning, it’s important to remember that volatility is a normal part of investing. Find out more about the factors driving market movement and the importance of maintaining a disciplined investment approach.

The second quarter of 2024 unfolded amidst a backdrop of economic normalization and evolving market dynamics. While global equities exhibited resilience, underlying trends revealed a complex investment environment.

At Savant, we believe in an evidence-based approach to investing, leveraging specific characteristics or “factors” that can potentially drive higher returns and help manage risk more effectively. This approach, rooted in academic research and empirical data, aims to create diversified portfolios that help optimize returns by systematically targeting these factors.

Inflation, once a quiet culprit, has become a glaring threat to retirees on fixed incomes. This “sticky inflation,” where high prices linger despite economic shifts, demands new strategies to safeguard your hard-earned savings.

If you have ever heard the phrase “portfolio rebalancing” and wondered what it means, you’re not alone. Here’s a breakdown of portfolio rebalancing and why it’s an important tool for investors.

Reflecting on the first quarter of the year, I’m reminded of the mountain expedition investors and markets have undertaken, reaching impressive heights as we began the second quarter of 2024. Despite these myriad changes, the markets have continued to reward those who have remained patient and disciplined.

Elections have the ability to stir up emotions like nothing else, and even at this early stage in the election cycle, this presidential race has already moved into that territory. While political debate is healthy from a democratic process perspective, it can be dangerous if you allow politics to influence your investment decisions.

While inflation holds significant importance within the Fed’s dual mandate, which prioritizes maximum employment and price stability, it does not stand alone in the Fed’s considerations. The Federal Reserve also monitors four other crucial economic sectors that provide valuable insights into the economy’s overall well-being and may impact the timing of monetary policy adjustments.

For the last 30 years, Savant’s investment maxims have served as the bedrock of our investment philosophy. While following them may cause us to sometimes take a seemingly boring path, they remain an important tool to help our clients take advantage of timeless wisdom and avoid needless, speculative risk.

Over the past year, we saw markets rebound from a dismal 2022, but many investors still felt like they were falling behind as stock market performance was led by a concentrated group of large companies known as the Magnificent Seven. The temptation to chase the top performers is only natural, but history has shown us time and again that this is not a good idea.