Tag: Investment Planning

The Fed Hits the Brakes: Understanding the Pause on Interest Rate Increases
The U.S. Central Bank’s Federal Open Market Committee elected to skip a rate hike at its meeting this week, in light of recent data indicating that both the labor market and inflation are slowing down. However, that doesn’t mean a rate hike is off the table for July.

X-Day is Now One Week Away: What Will Happen to the U.S. Debt Ceiling?
There has been very little movement in the standoff between the Biden administration and House Republicans over how and whether to raise the U.S. debt ceiling. Now, with just a week to go until Yellen believes the government could default, some Americans wonder if a resolution can be reached.

Reading the GPT Leaves
Over the past six months, we have all come to the collective realization that artificial intelligence (AI) is going to reshape how we work and live. What are the implications for investing?

Should Investors Worry About the Debt Ceiling?
In recent years, raising the debt ceiling has become an increasingly contentious issue. Should investors be worried this time?

Another Increase in Interest Rates: Will It Be the Last?
The Federal Open Market Committee (FOMC) wrapped up its most recent meeting on May 3, 2023, with an announcement of a 0.25% rate hike – its 10th consecutive interest rate increase.

All That Glitters Is Not Gold
Gold’s value has fascinated investors for centuries, and it is one of the most polarizing assets in existence, right up there with Bitcoin. Some consider gold to be the premier hedge against economic uncertainty, while others view it as non-productive with no income. The truth lies somewhere in the middle.

Markets Show Resilience in the Face of Uncertainty During the First Quarter
The first quarter of 2023 was marked by resilience in global stocks and intermediate-term bonds. However, the quarter was anything but calm, with inflation, Fed rate hikes, and unexpected bank failures all contributing to elevated uncertainty.

What Should I Do With My Cash?
In a rising interest rate environment, investors often wonder what they should do with cash set aside for short-term financial goals, emergencies, or everyday expenses. While there is always some risk involved, here is a list of available options to earn interest without risking the principal amount, ranked from the least to the most risky.

Tax-Loss Harvesting
Tax-loss harvesting (TLH) can be an effective tax management tool for investors. In this article, we explore how TLH works, what the expected benefits are, and what specific risks investors should consider.

Preparing for Landing
The Fed took center stage this week with its FOMC meeting, where committee members announced a 25-bps rate hike in their latest policy decision. What’s intriguing is the swift shift in the narrative on what the Fed might or might not do.

How the FDIC Protects Your Assets
The sudden and dramatic downfall of Silicon Valley Bank led to a surge of withdrawals. In response, the FDIC swiftly established the Deposit Insurance National Bank of Santa Clara, and transferred all deposits from the defunct bank into it. Ultimately, the FDIC’s goal is to protect depositors and prevent any damage to the broader economy.

It’s March Madness – In More Ways Than One
Those of us who follow the stock market are always on watch for a different, more maddening March Madness — the unexpected market or economic news that can send the markets fluctuating between airballs and slam dunks.