Tag: Retiree
Retirement Rules: Which to Follow, Which to Rethink
Retirement rules can offer a starting point, but your goals, risk tolerance, income needs, and withdrawal strategy should guide your investing decisions.
Are Target-Date Funds Enough for Retirement?
Target-date funds are common in 401(k)s. Learn how glide paths, inflation, and longevity factor into retirement planning.
Don’t Sabotage Your Financial Future by Overbuying on a Home
Thinking of upgrading your home? Learn why overspending can jeopardize retirement and how smart planning keeps your financial future secure.
Avoiding Loneliness in Retirement
Retirement can be a wonderful time to pursue your passions and enjoy life. However, it can also be a time when you feel lonely and disconnected from the world around you. Here are some steps you can take to stay engaged.
Why Boring Investing Often Works Best in Retirement
Why we believe diversification, discipline, and so-called boring investments often matter most for retirees focused on income and long-term stability.
Watch Out for These 6 Retirement Myths
While navigating the sea of retirement advice can feel overwhelming, don’t let it stall your saving efforts. Debunking these myths can help empower you to take charge and build a brighter retirement future.
Income Distribution in Retirement
Life transitions can be difficult and one that is often underestimated is retirement. When the day finally comes, most retirees are unprepared for what happens next.
5 Retirement Mistakes That Can Cost You Later
As you approach retirement, it’s easy to feel like time is running out. Don’t let mistakes hold you back from achieving your ideal retirement. Learn from others and start planning now to avoid common pitfalls.
Securing Your Retirement: Deciding When to Claim Social Security Benefits
One of the many complex decisions you’ll face as you approach retirement is when to claim Social Security benefits. This decision can have a significant impact on your financial well-being in retirement.
Retiring Single? Five Key Questions to Guide Your Plan
Planning for retirement as a single? Learn how to build a confident, independent future with smart strategies.
Evolving Your Financial Mindset: The Path from Accumulation to Distribution
As retirees shift from saving during the accumulation phase to spending in the distribution phase, they frequently face emotional hurdles and uncertainties. In this FAQ, we explore typical concerns and present practical strategies to help navigate this pivotal life transition.
Can I Still Retire in a Down Market? | Ask a Savant Financial Advisor
The fear of a market downturn often paralyzes retirees. But bear markets are a normal part of investing. The key to a successful retirement isn’t avoiding them, but being prepared for them.