The rules governing inherited IRAs have just undergone a major overhaul. The SECURE Act of 2019 and subsequent IRS regulations have significantly impacted how beneficiaries can access and manage inherited retirement funds.

The traditional notion of retirement is evolving, with many individuals opting for a combination of work and retirement. This shift has led to innovative approaches for accessing retirement funds. One such strategy is in-service withdrawals from a 401(k).

After decades of helping guide people through retirement, I’ve discovered that almost no one knows the exact return their investments must generate to last a lifetime. This isn’t a random figure; it’s the crucial rate that helps sustain your retirement lifestyle while accounting for inflation.

The decision to move to a continuing care retirement community (CCRC) is a significant life change that often requires careful consideration by both residents and their families. Beyond the emotional and lifestyle factors, understanding the financial implications is crucial.

Four key numbers can significantly impact your financial independence. We explored the first in our previous article. Today, we’ll delve into the remaining three: the duration of your retirement savings, the potential impact of inflation, and the total value of your investment accounts.

Navigating the complexities of Social Security can be challenging, especially for those with substantial assets and income. Watch our educational webinar recording designed specifically to help high income earners integrate Social Security into their retirement plan.

Many diligent savers reach a point of questioning their financial future – a stage we call the Paycheck Dependency Threshold. Doubts about retirement readiness, spending power, and investment management can lead to extended work years or stressful retirements. If this resonates, keep reading.

Retiring in your 50s might sound idyllic, but tapping into your retirement savings early can come with a hefty price tag. The IRS’s “Rule of 55” could be a potential workaround. This rule could exempt you from the 10% penalty under certain conditions.

Volatile markets, persistent inflation, and geopolitical tensions have created a perfect storm of financial uncertainty. These challenges can be overwhelming, especially when planning for retirement. Now more than ever, seeking guidance from a financial advisor is crucial.

Making decisions about your retirement – where you want to live, how you’ll protect your assets, what kind of care you want should you ever need it – is no small task. Learn more about how to involve your family in the process.

Many people worry about becoming a burden on their loved ones as they get older. Here’s a five-step plan to help you reduce that worry and ensure a smoother future for yourself and your family.

Many Americans grapple with navigating Social Security retirement benefits. But it’s not just about the individual; spouses also need to understand how these choices can impact them. Learn more about eligibility for spousal benefits, different benefit types, and the application process.