Investment Management Services for Individuals

Evidence-Based Investing Is the Foundation of Our Philosophy

Through our evidence-based investment management approach, we can help identify which investments are more likely to succeed, based on objective criteria, and which investments involve unnecessary risk and expenses. Our proprietary portfolio methodology follows a four-step, multilayered process with the goal of helping you build a better portfolio, better life, and increased clarity.

Although concepts like investing for the long term, diversification, and staying in your seat don’t sound flashy, they are primary cornerstones of our philosophy. We structure our investment approach to help anticipate rocky inclines and uncertain times, not just tranquil waters and sunny skies.

Schedule a No-Obligation Introductory Call

Schedule a Call

Building a Better Portfolio Through Portfolio Management Services

Investment Strategy Review

Review and analyze your existing portfolio
Complete Risk and Return Assessment
Confirm your investment management strategy

Investment Transition

Establish custodial relationships and coordinate asset transfers
Formulate tax-efficient transition strategy
Document investment policy statement
Design and implement portfolio

Investment Management

Monitor and manage your portfolio
Systemically rebalance portfolio
Proactively manage your tax liability

Portfolio Review

Review progress regularly
Re-affirm alignment of portfolio with your plan
Update portfolio and investment policy statement

Aligning Investments with Your Financial Plan

Building your financial plan on a sound, disciplined investment management strategy is a key element of pursuing your financial goals.

Savant’s portfolios focus on helping preserve and grow your assets. In addition to balancing risk and return, our goal is to help design your portfolio to pursue effective diversification, minimize excess costs, manage tax liability, and provide adequate liquidity and cash flow to help support your needs.

Additionally, we focus on a disciplined decision-making approach, which we believe can help add value. We don’t sell products and don’t make commissions on the investments we recommend. We receive compensation based on how well we manage your assets, not how often we trade or which products we use.

Our Investment Management Maxims

View Our Maxims

Seek out unbiased sources of investment information.
Fear, greed, indifference, impatience, poor discipline, and lack of complete information are investors’ worst enemies.
An effective investment strategy compensates for investors’ tendency toward overconfidence by designing policy to help minimize human error.
Introduce complexity only when it increases overall utility.
The pain of losing generally exceeds the pleasure of winning.
Don’t rely on emotions, ignore short-term trends, and avoid hot tips.

The objective of all long-term investors should be to optimize after-tax, real (inflation-adjusted) returns.
Investment risk is more than large swings in value: Understand, measure, and evaluate all forms of risk.
A dollar today is not a dollar tomorrow: Inflation is a long-term investor’s silent enemy.
Past performance is not indicative of future performance.
Long-term investment returns reflect an asset’s underlying productivity (growth).
Bear markets have historically been temporary: Human nature tends to cause the global economy to grow over time.

Investing is a process requiring commitment of upfront planning time and ongoing review time to maximize potential for success.
Financial, life, estate, and income tax planning should serve as the foundation for effective and integrative investment strategy.
Investing isn’t an end unto itself, but rather a means to closely align your path and plan with your “Ideal Future.”
Successful long-term investing requires maintaining a comprehensive and strategic investment plan.

Asset allocation is the primary determinant of long-term investment performance.
Broad global diversification increases portfolio return and reduces overall portfolio risk.
We live in a world economy: Invest globally to reduce risk and increase returns.
Ownership assets (i.e. stocks and real estate) provide real (inflation-adjusted) long-term portfolio growth.
Debt assets (i.e. bonds and cash equivalents) provide stability and preservation of capital.
Invest for “total return” to optimize risk, return, and taxes.
Buy low, sell high wins: Use strategic asset allocation combined with disciplined rebalancing to do so.

“Stock picking” and “market timing” hurt investment performance since no one is able to consistently predict short-term economic trends and market events.
Passive investment strategies, in aggregate, must outperform actively managed strategies.
The surest way to enhance long-term returns is to reduce expenses.
Avoid sales charges and commissions.
When making investment decisions, an investment’s merit should always be considered before government policy or tax benefits.
Boring works! New and interesting investments are designed to be easily sold. Evidence-based investments will withstand the test of time.

Why Choose Savant Wealth Management for Your Investment Management

Investment management requires more than selecting investments. It requires a disciplined strategy, consistent oversight, and a clear understanding of how each decision supports your broader financial goals.

At Savant Wealth Management, we take a comprehensive approach to wealth and investment management for individuals, combining evidence-based investing with thoughtful portfolio design and ongoing monitoring. Our team works to align your investments with your financial plan, helping you balance risk, manage taxes, and stay focused on long-term outcomes.

We do not sell products or earn commissions on the investments we recommend. Instead, our approach centers on providing objective guidance and maintaining a disciplined process designed to support your financial priorities over time.

By integrating investment strategy with broader financial planning, we can help create a more coordinated and intentional approach to managing your wealth. Our goal is to provide clarity, structure, and confidence so you can move forward with a well-defined plan.

Frequently Asked Questions About Savant’s Investment Management Services

What is investment management, and how does it work?

Investment management involves building, managing, and monitoring a portfolio based on a disciplined strategy. At Savant, this includes using an evidence-based approach, ongoing portfolio oversight, and aligning investment decisions with your long-term financial plan.

What is an investment management strategy?

An investment management strategy is a structured approach to selecting, allocating, and managing investments. It typically includes diversification, risk management, and long-term planning designed to support your financial goals while seeking to help minimize unnecessary risk and costs.

How can Savant help manage your investments?

Savant can help manage your investments through a disciplined process that includes portfolio design, ongoing monitoring, systematic rebalancing, and proactive tax management. This approach aims to keep your portfolio aligned with your financial plan over time.

Why is diversification important in portfolio management?

Diversification can help reduce risk by spreading investments across different asset classes and global markets. This approach is a key part of building a portfolio designed to perform across different market conditions.

How often should you review your investment portfolio?

You should review your investment portfolio regularly to help keep it aligned with your financial goals. This includes evaluating performance, reassessing risk, and making adjustments as your financial situation or market conditions change.

What do Savant’s investment management services include?

Savant’s investment management services include investment strategy development, portfolio construction, ongoing monitoring, systematic rebalancing, and tax-aware investment management. These services are designed to help keep your portfolio aligned with your financial plan and long-term goals.

Who are Savant’s investment management services for?

Savant’s investment management services serve individual investors who want their portfolio managed as part of a broader financial plan rather than in isolation. That often includes people approaching or entering retirement, managing equity compensation or a concentrated position, or consolidating accounts that have accumulated across several providers.

The Four Steps of Our Evidence-Based Investing Methodology

1 Challenge Conventional Wisdom
2 Ask Meaningful Questions
3 Apply the Evidence
4 Monitor for Effectiveness

Compared to more conventional investment approaches that commonly reflect emotion, instant satisfaction, and market timing, the evidence-based investing approach relies on wisdom, facts, data, and time spent in the market. Built on logic and supported by compelling data, we believe evidence-based investing can put you on a path toward building your ideal future. Our methodology helps build better portfolios.

Savant Wealth Management (“Savant”) is an SEC registered investment adviser headquartered in Rockford, Illinois. Past performance may not be indicative of future results. Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy, including the investments and/or investment strategies recommended and/or undertaken by Savant, or any non-investment related services, will be profitable, equal any historical performance levels, be suitable for your portfolio or individual situation, or prove successful. Please see our Important Disclosures.