Patti B. Black
CFP®, CSA®
Paul B. Elfner
CFP®, CDFA®, MS
Savant
Learn key considerations for gifts to minors, including Trump Accounts, 529 plans, UTMA accounts, and taxable accounts, and how each option differs.
Two main types of stock options are offered to employees of technology companies: nonqualified stock options and incentive stock options. This article focuses on the basic features and tax treatment of nonqualified stock options. Nonqualified stock options commonly go by the names nonquals, NSOs, or NQSOs. The term “nonqualified” reflects tax law terminology and means the option does not qualify for special income […]
As markets shift and liquidity events unfold, it’s important to revisit your equity compensation strategy. Whether you hold incentive stock options (ISOs), non-qualified stock options (NSOs), restricted stock units (RSUs), or restricted stock, thoughtful planning can help you make the most of your opportunities while managing risk.
Learn how incentive stock options interact with the alternative minimum tax and strategies to help avoid unexpected tax bills.
When should you sell RSU shares? Learn how diversification, taxes, concentration risk, and trading restrictions factor into the decision after vesting.
Selling RSU shares after leaving California? Learn how California residency rules affect state taxes on RSUs, stock options, and equity compensation.
Avoid paying tax twice on RSU sales. Learn how cost basis errors on Form 1099-B can lead to double taxation and discover tips to correctly report RSU income and capital gains on your tax return.
Discover how pre-IPO tech giants like Facebook, Uber, and Slack use double-trigger RSU vesting to attract and retain top talent while solving tax and liquidity challenges. Learn why this equity strategy fuels unicorn growth and shapes compensation innovation.
Q1 2026 market review covering geopolitics, global equities, bonds, and alternatives, with a disciplined outlook focused on diversification and long-term goals.
Give your retirement plan a fresh look this spring. Learn which key areas employers should review to keep plans aligned, compliant, and working for employees.
Explore how taxes affect investment results and why coordinating investments and tax planning can matter over time.
Proposed DOL guidance may impact how employers review alternative investments in 401(k) plans. Learn what plan sponsors should evaluate now.
