Articles, Market Commentary
& More

Choosing the right plan provider is essential for a successful retirement plan. This decision impacts plan efficiency, participant engagement, and your fiduciary obligations. To help you make an informed choice, we’ve outlined six crucial questions to ask potential providers.

The decision to move to a continuing care retirement community (CCRC) is a significant life change that often requires careful consideration by both residents and their families. Beyond the emotional and lifestyle factors, understanding the financial implications is crucial.

The widespread disruption caused by the recent CrowdStrike outage has created a prime opportunity for cybercriminals to capitalize on the chaos. As businesses and individuals scramble to recover from this major setback, scammers are emerging with deceptive tactics designed to steal personal information and financial assets.

Four key numbers can significantly impact your financial independence. We explored the first in our previous article. Today, we’ll delve into the remaining three: the duration of your retirement savings, the potential impact of inflation, and the total value of your investment accounts.

Workplace retirement plans are often a cornerstone of an employee’s retirement savings strategy, but many employees aren’t taking advantage of them. A recent survey by Principal Financial Group sheds light on the primary obstacles preventing participation.

Many diligent savers reach a point of questioning their financial future – a stage we call the Paycheck Dependency Threshold. Doubts about retirement readiness, spending power, and investment management can lead to extended work years or stressful retirements. If this resonates, keep reading.

The second quarter of 2024 unfolded amidst a backdrop of economic normalization and evolving market dynamics. While global equities exhibited resilience, underlying trends revealed a complex investment environment.

Volatile markets, persistent inflation, and geopolitical tensions have created a perfect storm of financial uncertainty. These challenges can be overwhelming, especially when planning for retirement. Now more than ever, seeking guidance from a financial advisor is crucial.

Many Americans grapple with navigating Social Security retirement benefits. But it’s not just about the individual; spouses also need to understand how these choices can impact them. Learn more about eligibility for spousal benefits, different benefit types, and the application process.

Every Fourth of July, we celebrate the American spirit – the freedom to choose our own paths and chase our dreams. But what if worries about financial burdens limit your choices? As a coach with over 35 years of experience guiding people through retirement, I’ve seen firsthand how a lack of financial confidence can steal the very independence we celebrate.

Financial independence is a highly personal concept, meaning different things to different people. It’s a journey to discover what brings joy and fulfillment into your life, whether that’s traveling, family, personal projects, or simply living life on your own terms.

A 401(k) plan helps attract and retain dedicated employees while also building a secure retirement. As a sponsor, paying close attention to plan details, particularly the fees, is important. In this article, we discuss why fees matter for employer-sponsored plans.