Tag: Retirement Planning

Article
April 25, 2025
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A New Retirement Reality: Working Beyond the Traditional Age

The traditional retirement age of 65 is fading. Rising costs and longer lifespans mean many Americans are working past their prime. A recent survey found most middle-class Americans lack retirement confidence. Financial needs, a desire for work, and workplace changes drive this shift.

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April 24, 2025
university retirement

Should I Consolidate My University Retirement Accounts?

Managing multiple university retirement accounts can be overwhelming, especially for those with years of service across different institutions. Consolidating accounts might simplify your financial strategy, but it requires careful consideration of investment options, fees, and unique account features.

Article
April 23, 2025
The Retirement Coach, Jack Phelps, Savant Wealth Management

Building a Marathon Investing Mindset

Building a marathon investing mindset is about embracing patience, discipline, and long-term strategy. Much like running a marathon, successful investing requires consistent preparation, overcoming obstacles, and resisting distractions to stay focused on pursuing your financial goals.

Home
April 16, 2025
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Working on Your Own Terms: A Guide to Semi-Retirement [On-Demand Webinar]

Today’s workforce is redefining what it means to retire. Are you considering a path between full-time work and complete retirement? Watch Savant Financial Advisor Libby Muldowney as she explores how to create a fulfilling lifestyle during this new phase of life.

Article
April 16, 2025
micro-retirement, kayak

Reset and Recharge: The Growing Trend of Micro-Retirement

A new lifestyle trend is emerging in financial planning: micro-retirement. Popular among Gen Z, it offers a break from traditional work to recharge, travel, or pursue passions. But is it a smart move for your future? Let’s explore.

Article
April 14, 2025
caregiving

The Rising Burden of Caregiving on New Retirees

Katherine and James retired with dreams of leisure and travel—until Parkinson’s changed everything. Now caregivers, their story reflects a rising trend: retirees facing unexpected burdens. Financial strain, emotional stress, and lost freedom are reshaping what retirement really looks like today.

Videos
April 10, 2025
Retirement Strategies

5 Retirement Strategies You Need to Know [On-Demand Webinar]

Whether you’re just starting to think about retirement or fine-tuning your existing plan, this on-demand webinar is tailored to equip you with actionable insights to help you prepare for retirement by building a solid financial foundation.

Article
April 10, 2025
Roth 401(k) plans

The Rising Popularity of Roth 401(k)s: What Plan Sponsors Need to Know

For retirement plan sponsors, understanding why Roth 401(k)s are gaining traction is critical to providing a competitive and effective retirement plan offering.

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April 10, 2025
Social Security Benefits

Social Security Claiming Strategies for University Faculty

Given how vital Social Security is to retirement planning, understanding its rules and available claiming strategies is crucial. While entire books have been written on the topic, this article will focus on key facts and strategies to consider when planning to claim Social Security benefits.

Article
April 8, 2025
The Retirement Coach, Jack Phelps, Savant Wealth Management

A Common Investing Rule of Thumb That Can Be Dangerous

I recently spoke with a thoughtful couple preparing for retirement after 31 years of work. They were curious about the “100 minus your age” rule—a common guideline that, while simple, may be dangerously misleading when applied without context.

Savant Views & News
April 3, 2025
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When Should I File For Social Security? | Ask a Savant Financial Advisor

This is a common question when you’re ready to plan your retirement income. Many people want to start Social Security payments as soon as they’re eligible at age 62, but did you know that if you wait, your benefits increase 8% annually?

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April 3, 2025
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Can I Still Retire in a Down Market? | Ask a Savant Financial Advisor

The fear of a market downturn often paralyzes retirees. But bear markets are a normal part of investing. The key to a successful retirement isn’t avoiding them, but being prepared for them.

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