Tag: Retirement Planning

A New Retirement Reality: Working Beyond the Traditional Age
The traditional retirement age of 65 is fading. Rising costs and longer lifespans mean many Americans are working past their prime. A recent survey found most middle-class Americans lack retirement confidence. Financial needs, a desire for work, and workplace changes drive this shift.

Should I Consolidate My University Retirement Accounts?
Managing multiple university retirement accounts can be overwhelming, especially for those with years of service across different institutions. Consolidating accounts might simplify your financial strategy, but it requires careful consideration of investment options, fees, and unique account features.

Building a Marathon Investing Mindset
Building a marathon investing mindset is about embracing patience, discipline, and long-term strategy. Much like running a marathon, successful investing requires consistent preparation, overcoming obstacles, and resisting distractions to stay focused on pursuing your financial goals.

Working on Your Own Terms: A Guide to Semi-Retirement [On-Demand Webinar]
Today’s workforce is redefining what it means to retire. Are you considering a path between full-time work and complete retirement? Watch Savant Financial Advisor Libby Muldowney as she explores how to create a fulfilling lifestyle during this new phase of life.

Reset and Recharge: The Growing Trend of Micro-Retirement
A new lifestyle trend is emerging in financial planning: micro-retirement. Popular among Gen Z, it offers a break from traditional work to recharge, travel, or pursue passions. But is it a smart move for your future? Let’s explore.

The Rising Burden of Caregiving on New Retirees
Katherine and James retired with dreams of leisure and travel—until Parkinson’s changed everything. Now caregivers, their story reflects a rising trend: retirees facing unexpected burdens. Financial strain, emotional stress, and lost freedom are reshaping what retirement really looks like today.

5 Retirement Strategies You Need to Know [On-Demand Webinar]
Whether you’re just starting to think about retirement or fine-tuning your existing plan, this on-demand webinar is tailored to equip you with actionable insights to help you prepare for retirement by building a solid financial foundation.

The Rising Popularity of Roth 401(k)s: What Plan Sponsors Need to Know
For retirement plan sponsors, understanding why Roth 401(k)s are gaining traction is critical to providing a competitive and effective retirement plan offering.

Social Security Claiming Strategies for University Faculty
Given how vital Social Security is to retirement planning, understanding its rules and available claiming strategies is crucial. While entire books have been written on the topic, this article will focus on key facts and strategies to consider when planning to claim Social Security benefits.

A Common Investing Rule of Thumb That Can Be Dangerous
I recently spoke with a thoughtful couple preparing for retirement after 31 years of work. They were curious about the “100 minus your age” rule—a common guideline that, while simple, may be dangerously misleading when applied without context.

When Should I File For Social Security? | Ask a Savant Financial Advisor
This is a common question when you’re ready to plan your retirement income. Many people want to start Social Security payments as soon as they’re eligible at age 62, but did you know that if you wait, your benefits increase 8% annually?

Can I Still Retire in a Down Market? | Ask a Savant Financial Advisor
The fear of a market downturn often paralyzes retirees. But bear markets are a normal part of investing. The key to a successful retirement isn’t avoiding them, but being prepared for them.