For retirement plan sponsors, understanding why Roth 401(k)s are gaining traction is critical to providing a competitive and effective retirement plan offering.

Given how vital Social Security is to retirement planning, understanding its rules and available claiming strategies is crucial. While entire books have been written on the topic, this article will focus on key facts and strategies to consider when planning to claim Social Security benefits.

I recently spoke with a thoughtful couple preparing for retirement after 31 years of work. They were curious about the “100 minus your age” rule—a common guideline that, while simple, may be dangerously misleading when applied without context.

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A confluence of factors – longevity, inflation, a confusing healthcare landscape, and the limitations of Medicare – can have a significant effect on a person’s ability to afford their medical expenses in retirement. In fact, it’s a topic that concerns many Americans.

Are you still paying for life insurance? It might be time to reassess. By answering three simple risk-management questions, you can determine if you still need this coverage—or if it’s unnecessary.

Saving for retirement requires delaying gratification, but that habit can become so ingrained that spending in retirement feels uncomfortable. Watch Financial Advisor Joel Cundick discuss shifting from saving to spending with purpose and confidence.

The Social Security Administration has announced a significant policy change regarding benefit overpayments, effective March 27, 2025, which may substantially impact Social Security beneficiaries.

During periods of market volatility, it’s easy to feel anxious about your investments. However, stepping back and viewing investing as long-term ownership—much like running a successful business—can provide valuable perspective and confidence.

The FIRE movement redefined retirement by emphasizing aggressive saving and investing. However, many early retirees discovered that financial freedom alone wasn’t enough—navigating the psychological and emotional aspects of retirement proved equally essential.

Many investors fall short of market-level returns because of a misunderstanding of the relationship between risk and return. Higher expected returns typically come with increased short-term volatility. Gaining a historical perspective helps investors to navigate market fluctuations with discipline and informed decision-making.

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