Jonathan’s Approach
Jonathan M. Lipshutz
CFP®, CTFA®
Financial Advisor
Overview
Jonathan Lipshutz serves as a financial advisor, where he focuses on comprehensive financial planning, wealth transfer strategies, and proactive income and estate tax planning. Jonathan helps individuals and families navigate retirement cash flow projections, retirement income optimization, insurance needs analyses, debt management, and education funding.
Jonathan entered the financial services field in 2016 and built his career in trust administration and wealth management with Cambridge Trust and U.S. Bank. He worked as a financial planning analyst with The Relaxing Retirement Coach, Inc. from 2022 until it joined Savant in 2023.
He earned a bachelor’s degree in accounting with a minor in psychology from Ithaca College in New York. Afterward, he completed the three-part Cannon Financial Institute Trust School and holds the CERTIFIED FINANCIAL PLANNER® professional and Certified Trust and Fiduciary Advisor (CTFA®) designations.
A Chestnut Hill native, Jonathan lives in South Boston with his wife and their Aussiedoodle. He enjoys traveling, cooking, playing golf and hockey, and spending time with friends and family.
Areas of Focus
Comprehensive Wealth Management
Integrated guidance for your full financial life, bringing together investment, tax, estate, and retirement planning to support your goals.
Financial Planning
Our planning process helps you evaluate key areas of your financial life, uncover opportunities, and make decisions aligned with your goals.
Investment Management
Evidence-based investing designed to help you stay focused on long-term goals while navigating changing market conditions.
Estate Planning & Wealth Transfer
Thoughtful estate planning guidance to help organize your affairs, support your wishes, and prepare for future generations.
Trust Services
Comprehensive trust administration supported by integrated investment, tax, estate, charitable, and business succession planning services.
Education
- Ithaca College
Bachelor of Science in Accounting with a minor in Psychology - Cannon Financial Institute Trust School
Professional Designations
- CERTIFIED FINANCIAL PLANNER® professional
- CTFA®
Insights & Perspectives
Thought leadership on wealth management, tax strategy, and financial planning.
Pre-Tax vs. Roth 401(k): The Decision Often Depends on Timing, Not Just Preference
Choosing between pre-tax and Roth 401(k) contributions often depends in part on your marginal tax rate in the…
Are Target-Date Funds Enough for Retirement?
Target-date funds are common in 401(k)s. Learn how glide paths, inflation, and longevity factor into retirement planning.
The Real Power and Limits of a POA
A power of attorney ends at death. Learn why banks won’t honor it and how beneficiaries or payable…
All Insights by Jonathan M. Lipshutz
3 insights
Pre-Tax vs. Roth 401(k): The Decision Often Depends on Timing, Not Just Preference
Choosing between pre-tax and Roth 401(k) contributions often depends in part on your marginal tax rate in the…
Are Target-Date Funds Enough for Retirement?
Target-date funds are common in 401(k)s. Learn how glide paths, inflation, and longevity factor into retirement planning.
The Real Power and Limits of a POA
A power of attorney ends at death. Learn why banks won’t honor it and how beneficiaries or payable…
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CFP®
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.