Michal’s Approach
Michal A. Zyla
CFP®
Financial Advisor / Member Owner
Overview
Michal Zyla is a financial advisor who specializes in helping employees at start-ups and public technology companies navigate equity compensation. He serves clients from Savant’s Los Gatos, California, and New York, New York, offices.
Michal partners with individuals and families to provide comprehensive wealth management strategies that align with their financial goals. He conducts detailed analyses, develops personalized recommendations, and helps clients implement financial plans.
As a CERTIFIED FINANCIAL PLANNER® professional, Michal advises clients across a wide range of financial planning disciplines, including retirement planning, retirement income optimization, cash flow planning, wealth transfer strategies, philanthropy, proactive tax planning, estate planning, insurance analysis, debt management, and education funding.
Before joining Savant, Michal served as a wealth advisor at Parkworth Wealth Management. He entered the financial services industry in 2018 and continued with Savant when Parkworth joined the firm in 2025.
Michal is a member of the National Association of Personal Financial Advisors (NAPFA). He earned a bachelor’s degree in economics from Columbia University in New York.
A former member of Columbia University’s men’s swim team, Michal competed at the 2016 U.S. Olympic Trials. He enjoys swimming, hiking, and playing board games.
Credentials
- CERTIFIED FINANCIAL PLANNER® professional
Areas of Focus
Comprehensive Wealth Management
Integrated guidance for your full financial life, bringing together investment, tax, estate, and retirement planning to support your goals.
Financial Planning
Our planning process helps you evaluate key areas of your financial life, uncover opportunities, and make decisions aligned with your goals.
Investment Management
Evidence-based investing designed to help you stay focused on long-term goals while navigating changing market conditions.
Estate Planning & Wealth Transfer
Thoughtful estate planning guidance to help organize your affairs, support your wishes, and prepare for future generations.
Trust Services
Comprehensive trust administration supported by integrated investment, tax, estate, charitable, and business succession planning services.
Equity Compensation
Guidance for navigating equity compensation, including stock options, restricted stock, and other awards, as part of your broader financial and tax planning strategy.
Technology Professionals
Guidance for tech professionals navigating stock options, RSUs, equity compensation, and related tax considerations as part of a broader financial plan.
Tax Advisory & Preparation
Working year-round to help you stay ahead of changing laws, find strategies to help lower your tax burden, and find new opportunities.
Education
- Columbia University
Bachelor of Arts in Economics
Professional Designations
- CERTIFIED FINANCIAL PLANNER® professional
Affiliations
- National Association of Personal Financial Advisors (NAPFA) – member
Insights & Perspectives
Thought leadership on wealth management, tax strategy, and financial planning.
The Compensation Mix Decision: What SpaceX’s Executives Can Teach You
SpaceX’s S-1 shows how three executives chose between salary, RSUs, and stock options. Here’s a framework for thinking…
Selling Stock to Buy a Home: The Math That Tech Professionals May Miss
Selling company stock to buy a home can trigger a surprise tax bill and cash-flow stress. Here’s how…
The NSO Tax Trap: Why Tech Professionals Sometimes Pay Tax Twice on the Same Income
When tech employees exercise NSOs, the option spread is taxed as W-2 income, but it usually isn't reflected…
All Insights by Michal A. Zyla
3 insights
The Compensation Mix Decision: What SpaceX’s Executives Can Teach You
SpaceX’s S-1 shows how three executives chose between salary, RSUs, and stock options. Here’s a framework for thinking…
Selling Stock to Buy a Home: The Math That Tech Professionals May Miss
Selling company stock to buy a home can trigger a surprise tax bill and cash-flow stress. Here’s how…
The NSO Tax Trap: Why Tech Professionals Sometimes Pay Tax Twice on the Same Income
When tech employees exercise NSOs, the option spread is taxed as W-2 income, but it usually isn't reflected…
Get Started!
Schedule a No-Obligation Introductory Call
Schedule a CallFind a Savant Location Near You
SearchDisclosures
CFP®
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.