Paul’s Approach
Paul J. Higgins
CFP®, AWMA®, CLU®, ChFC®, CLTC®, MBA
Financial Advisor / Member Owner
Overview
Paul Higgins serves as a financial advisor in Savant’s Westwood, Massachusetts office. A CERTIFIED FINANCIAL PLANNER® professional, he focuses on helping individuals and families pursue long-term financial well-being through comprehensive planning and a disciplined investment approach. He is also an Accredited Wealth Management AdvisorSM (AWMA®), Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®), and is Certified in Long-Term Care® (CLTC®).
Paul joined Savant in 2026 when Heritage Financial partnered with the firm. Before that transition, he built a decades-long career in financial services. Prior to Heritage, Paul spent 12 years as a vice president and shareholder at Highland Capital Brokerage. There, he delivered financial planning, estate planning, and business succession strategies for clients of broker-dealers, RIAs, and banks.
He began working at Heritage in 2017 as a wealth manager and became a senior wealth manager in 2021. Paul focuses on creating enduring relationships and designing financial plans that support his clients’ goals at every stage of life.
His interest in finance began early. While earning his bachelor’s degree in finance from Boston College, Paul worked part-time at Bear Stearns, where he gained experience in the stock market and securities trading. He later completed the one-year Master of Business Administration (MBA) program at Babson College in Wellesley. His entrepreneurial streak also surfaced during his college years, when he played guitar in a band and helped launch a record distribution venture.
Paul stays active in the financial planning community as a member of the Boston Estate Planning Council, having volunteered on its Membership Committee and Member Involvement Committee, and is on the Palm Beach County Estate Planning Council. He also served as a governor for the Milton-Hoosic Club and is a member of the Finance and Investment Committee for Ursuline Academy.
He and his wife, Rachel, have two children, Lilly and Jack, who attended Paul’s alma maters Boston College and Milton Academy, respectively. The family enjoys traveling throughout North America, Central America, the Caribbean, and Europe, with Bermuda being a favorite destination. Paul is an avid Boston sports fan and spends his time outside work enjoying music, golf, skiing in the West, and relaxing at the beach. Paul and Rachel became residents of Florida in 2026 and split time between Jupiter, Florida, and Dedham, Massachusetts.
Areas of Focus
Comprehensive Wealth Management
Integrated guidance for your full financial life, bringing together investment, tax, estate, and retirement planning to support your goals.
Financial Planning
Our planning process helps you evaluate key areas of your financial life, uncover opportunities, and make decisions aligned with your goals.
Investment Management
Evidence-based investing designed to help you stay focused on long-term goals while navigating changing market conditions.
Estate Planning & Wealth Transfer
Thoughtful estate planning guidance to help organize your affairs, support your wishes, and prepare for future generations.
Trust Services
Comprehensive trust administration supported by integrated investment, tax, estate, charitable, and business succession planning services.
Education
- Boston College
Bachelor of Science in Finance - Babson College
Master of Business Administration (MBA)
Professional Designations
- CERTIFIED FINANCIAL PLANNER® professional
- AWMA®
- Chartered Life Underwriter®
- Chartered Financial Consultant®
- CLTC®
Affiliations
- Boston Estate Planning Council – member
- Palm Beach County Estate Planning Council – member
- Ursuline Academy – Finance and Investment Committee member
Insights & Perspectives
Thought leadership on wealth management, tax strategy, and financial planning.
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CFP®
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.