Ryan G. Monette
Financial Advisor / Team Lead
Ryan specializes in early retirement strategies for individuals retiring prior to age 65. This includes creating cash flow strategies that help minimize adjusted gross income so that individuals can qualify for health insurance subsidies. Ryan also specializes in creating customized Social Security claiming strategies.
Ryan has been involved in the financial services industry since 2006. Prior to becoming a financial advisor, he served as a member of Savant’s Planning Team, where he was the liaison to Savant advisors to help produce investment analyses, prepare and present client financial plans, and coordinate plan implementation. He specialized in all areas of financial planning, including goal documentation, retirement cash flow projections, retirement income optimization, insurance needs analyses, debt management, education funding, income tax strategies, and estate and philanthropy optimization techniques.
Ryan earned a bachelor of science degree in finance with a minor in economics from Northern Illinois University. He is a CERTIFIED FINANCIAL PLANNER™ professional and a Chartered Financial Consultant® (ChFC®).
Ryan serves on the board of the Rockford Public Library Foundation and is the treasurer for the St. Peter Church Knights of Columbus Council #8021. He completed the Rockford Chamber of Commerce Leadership Rockford program and in 2019 was recognized by the Rockford Chamber as one of “40 Leaders Under Forty.”
Ryan and his wife Bridget have three children and live in Roscoe, IL. They enjoy being part of the Ledges Pool Association and spending summers at the pool. They enjoy the outdoors and have converted their three wooded acres into a mini campsite with hiking trails. When not enjoying children activities, Ryan and Bridget like to spend time watching for wildlife in their back yard, planting wildflowers, and traveling throughout the Great Lakes region.
Hard work pays off. I believe that spending time with my clients helps form relationships that are often difficult to achieve in the advisory world. My favorite part of my job is easing financial stresses for my clients, pushing them to meet their goals, and creating relationships that are about more than wealth management.
Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP® and Certified Financial Planner™ in the U.S., which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.