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Financial technology (FinTech) has transformed money management, offering speed and convenience. However, recent failures like Synapse Financial Technologies’ collapse expose hidden risks. Understanding where your money is truly held—bank or non-bank—is crucial to ensuring financial security in the digital age.

Managing expenses wisely is key to financial stability. Refining your budget can be challenging, whether tackling recurring bills or curbing impulsive spending. Let’s explore how to categorize expenses, cut unnecessary costs, and reallocate savings to help build long-term financial success.

Some situations are easily accepted, while others require adjusting our expectations. Unrealistic financial expectations can lead to disappointment and diminished wealth confidence. Embracing realism allows us to focus on controllable factors like saving, investing, and debt avoidance, to help increase our chances of reaching our financial goals and boosting confidence.

Work with a fiduciary financial advisor in Clinton, SC, to help create a plan for your family’s future. Navigate college, retirement, and more with clarity.

Discover why Dover, DE, is an ideal retirement destination for tax-conscious retirees. Learn how a fiduciary advisor can help you maximize these advantages.

As retirees shift from saving during the accumulation phase to spending in the distribution phase, they frequently face emotional hurdles and uncertainties. In this FAQ, we explore typical concerns and present practical strategies to help navigate this pivotal life transition.

Nearly a quarter of Americans prefer to take their vacations during the winter. But what if you’re retired and want to stay longer? Consider becoming a “snowbird.”

While discussing finances with your partner can be a sensitive topic, it doesn’t have to be. In fact, having conversations about financial planning can be informative and even enjoyable, helping couples determine if their financial goals align.

Supporting adult children financially while encouraging their independence is a common parental challenge. The level of support – from monthly assistance to down payments – impacts family relationships and future financial habits.

Federal funding cuts have sparked concerns about job security and financial stability for many, including those not directly reliant on government funds. A proactive approach emphasizes assessing your finances, adjusting your plan, and staying flexible to help protect your financial future.

SECURE Act 2.0 has significantly altered retirement plans, with many provisions taking effect soon. Plan sponsors must stay informed of these evolving regulations. Upcoming changes like mandatory auto-enrollment, expanded part-time employee eligibility, and catch-up contribution adjustments can present compliance challenges.

While increased retirement confidence and improved emergency savings signal progress, financial stressors continue to impact employees’ financial well-being.