Wise Women

Certain events in your life are happy and planned – graduations, getting that job, and having a child. Other significant events may be sudden and unexpected – disability, divorce, and premature death. We call these “life’s critical events.” They happen to each of us, albeit not at the same time or in the same magnitude, […]

Recently I encouraged a female family member, a new college graduate, to take advantage of her employer’s retirement plan at her first “real” job. She responded that her future husband would take care of that. Note that she was single at the time of our conversation! Needless to say, I was quite surprised by her […]

As a parent, you want to protect your child from harm. However, it is not always easy to foresee what the future may hold for them. As the saying goes, sometimes the best defense is a good offense. Estate planning for a future inheritance is no different. A properly drafted trust can help proactively plan against […]

Social Security plays a key role in many Americans’ retirement plans. Understanding the benefits available in different situations is important, especially for women. According to the Social Security Administration, the median earnings for women are approximately 80% of men’s earnings. This means that women will receive less Social Security than men, but generally women will rely […]