Education
- Colby College
Bachelor of Science in Government, double minors in Business and Psychology - College for Financial Planning
Master of Science (MS) in Personal Financial Planning
Edward R. Jastrem
CFP®, ChFC®, CMFS, CLTC®, CRPC®, AWMA®, MS
Senior Planning Specialist / Member Owner
Overview
Edward “Ed” Jastrem serves as a senior planning specialist in Savant’s Westwood, Massachusetts, office, where he focuses on leading advanced financial planning initiatives. Ed’s career is based on the influence of his parents’ professional paths, with his father excelling in accounting and client relationships and his mother thriving in coaching and helping others. That foundation shaped his passion for guiding families through complex financial decisions.
Ed earned a bachelor’s degree in government from Colby College in Waterville, Maine, along with double minors in business and psychology. He also obtained a Master of Science (MS) in personal financial planning from the College for Financial Planning. He began his post-college career at custodian banks, managing accounting and operations for mutual funds and hedge funds.
His interest in working directly with clients motivated him to join Heritage Financial in 2007, where he became chief planning officer. In this role, he built and led a high-performing planning team that helped provide strategic advice to help guide clients toward long-term financial well-being. He started working at Savant when Heritage joined the firm in 2026.
To support his work with clients and mentor colleagues, Ed regularly studies changes to tax laws and industry developments and maintains multiple active professional designations. He holds the CERTIFIED FINANCIAL PLANNER® certification and is a Chartered Financial Consultant® (ChFC®), Certified Mutual Fund Specialist (CMFS), Certified in Long-Term Care® (CLTC®), Chartered Retirement Plan Counselor® (CRPC®), and Accredited Wealth Management Advisor® (AWMA®), reflecting his ongoing commitment to expanding his knowledge and skill set.
Ed volunteers with the CFP Board, contributing to the writing and editing of exam questions. His insights have appeared in national outlets including CNBC, MarketWatch, InvestmentNews, Financial Planning magazine, and SmartAsset.
Ed lives in Westwood with his wife, Sara, and their son, Teddy. He enjoys collecting stamps, coins, and historic stock and bond certificates.
Professional Designations
- CERTIFIED FINANCIAL PLANNER® professional
- Chartered Financial Consultant®
- CMFS
- CLTC®
- CRPC®
- AWMA®
Affiliations
- CFP Board – volunteer
Insights & Perspectives
Thought leadership on wealth management, tax strategy, and financial planning.
How to Tell Whether Your Financial Plan Is Working
Learn how to assess whether your financial plan is working by looking beyond probability of success to flexibility,…
When One Child Becomes the Family’s Financial Backstop
Estate planning can help families clarify roles, support siblings, and avoid placing too much responsibility on one adult…
When Spouses Retire at Different Times: Financial and Lifestyle Considerations
Explore financial and lifestyle considerations when spouses retire at different times, including cash flow, healthcare, taxes, and shared…
Should You Include an Expected Inheritance in Your Retirement Plan?
For many successful savers approaching retirement, this question becomes increasingly relevant: Should I include an expected inheritance in…
All Insights by Edward R. Jastrem
9 insights
How to Tell Whether Your Financial Plan Is Working
Learn how to assess whether your financial plan is working by looking beyond probability of success to flexibility,…
When One Child Becomes the Family’s Financial Backstop
Estate planning can help families clarify roles, support siblings, and avoid placing too much responsibility on one adult…
When Spouses Retire at Different Times: Financial and Lifestyle Considerations
Explore financial and lifestyle considerations when spouses retire at different times, including cash flow, healthcare, taxes, and shared…
Should You Include an Expected Inheritance in Your Retirement Plan?
For many successful savers approaching retirement, this question becomes increasingly relevant: Should I include an expected inheritance in…
Massachusetts Tax Planning: What High-Income Households Often Overlook About State Taxes
Massachusetts has its own tax rules that can surprise even high earners. Learn what high-income households often miss,…
5 Financial Milestones That May Signal You’re Ready for Financial Independence
These five financial milestones may help successful professionals gain the flexibility to make career decisions based on priorities…
The Hidden Cost of Financial Success: Why Wealthy Families Still Feel Stuck
Many affluent families feel financially stuck despite strong wealth. Learn how complexity, lifestyle growth, and tax exposure quietly…
The Trump Account Gift Tax Question Nobody Has Answered Yet
Trump Accounts may raise an unexpected gift tax question for families. Here is what remains unresolved and why…
Too Much or Too Little? Finding the Right Withdrawal Rate for Retirement
The annual percentage that you take out of your portfolio, whether from returns or the principal itself, is…
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CFP®
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.