Jonathan R. Harding

Jonathan “Jon” Harding is a financial advisor at Savant’s Woburn, Massachusetts, office. As a CERTIFIED FINANCIAL PLANNER® professional, Chartered Financial Consultant® (ChFC®), and Chartered Life Underwriter® (CLU®), he is knowledgeable in many areas of financial planning, including wealth transfer and philanthropy, proactive income and estate tax planning, retirement cash flow projections, retirement income optimization, insurance needs analyses, debt management, and education funding.

Growing up in North Andover, Massachusetts, Jon and his two younger brothers shared a very active, athletic childhood. Jon went to St. John’s Preparatory School in Danvers, Massachusetts, where he played football and lacrosse. He went on to play lacrosse at Bentley University in Waltham, Massachusetts, where he graduated with a double major in corporate finance and accounting as well as liberal studies.

Before joining Heritage Financial in 2016, Jon worked at Raytheon as a financial analyst for various departments. Later, he became the principal policies and procedures analyst and was responsible for putting together the corporation’s quarterly financial statements. He also earned a Master of Business Administration (MBA) with concentrations in finance and management at Bentley University, graduating with high distinctions.

When he was in college, Jon spent a summer working at a large wealth management firm. His mentor there instilled in him an interest and deep regard for the industry. After completing his MBA, Jon was looking to make a jump into wealth management when he discovered Heritage. He started working at Savant in 2026 when Heritage joined the firm.

Outside the office, Jon spends most of his time with his wife Julie and their children, Victoria and Christian, whom he coaches in various sports.