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As tax season approaches, many individuals review their income, assess their retirement savings strategy, and determine the best ways to maximize their contributions. For some, this includes deciding whether to contribute to a Traditional IRA or a Roth IRA – and the potential use of a Backdoor Roth IRA.

SECURE Act 2.0 has significantly altered retirement plans, with many provisions taking effect soon. Plan sponsors must stay informed of these evolving regulations. Upcoming changes like mandatory auto-enrollment, expanded part-time employee eligibility, and catch-up contribution adjustments can present compliance challenges.

While increased retirement confidence and improved emergency savings signal progress, financial stressors continue to impact employees’ financial well-being.

Over the last 30 years, the divorce rate for couples over 50 has doubled, according to the Pew Research Center. There are many theories about the primary causes of this trend, including empty nest syndrome, boredom, and growing apart. No matter the reason, deciding to divorce later in life can have significant implications on your retirement plan, specifically your Social Security benefits.

Your advisory relationship is one of the most valuable partnerships you can have. By staying engaged, communicating openly, and leveraging Savant’s full range of services, you’re potentially setting yourself up for long-term financial wellness.

The LTI grant season is a critical time for executives to evaluate how their compensation package aligns with their financial goals, career trajectories, and risk tolerance.

Choosing the right advisor for you and your family requires careful consideration. Good chemistry is important, but asking thoughtful questions and conducting due diligence can help you differentiate between a “good” advisor and a great one.

With me today is Savant’s Chief Investment Officer, Zach Ivey. Zach took over the post on January 1st of 2025 after serving in a similar capacity at Bridgeworth Wealth Management in Birmingham, Alabama.

A financial plan is designed to help reduce future uncertainty. It provides a logical framework to navigate life’s inevitable financial challenges, such as recessions, inflation, unemployment, health issues, and cash flow needs.

The age-old question of whether $1 million is enough for retirement continues to spark debate, but the truth is, there’s no one-size-fits-all answer. It’s time to move beyond general guidelines and focus on a more personalized approach.

Last year, we introduced the WealthConfidence Scorecard, highlighting eight mindsets for improved financial well-being. With current events impacting wealth confidence, nurturing these mindsets is crucial. Today, we focus on abundance: recognizing the plentiful resources in your life, beyond just finances, to make sound money decisions.

The relationships between tariffs, currencies, interest rates, inflation, and markets are complex and constantly shifting. Predicting the exact impact requires accounting for countless variables.