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Justin Smith, Financial Advisor
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Justin D. Smith

CAP®, CFA®, CFP®

Financial Advisor / Member Owner

Overview

Justin Smith is a financial advisor focused on proactive, tax-efficient planning in our office in Scottsdale, Arizona, where he works closely with high-net-worth individuals and families to help protect wealth and seek to reduce long-term tax exposure. Justin designs strategies that address complex financial situations, including stock-based compensation planning, capital gains mitigation tied to concentrated stock, business and real estate transactions, and tax-efficient retirement and income replacement planning. He also helps clients structure plans that support multigenerational wealth transfer, charitable giving, and legacy goals while seeking to maximize available tax benefits.

As a CERTIFIED FINANCIAL PLANNER® professional, Chartered Advisor in Philanthropy® (CAP®), and Chartered Financial Analyst® (CFA®), Justin brings a broad perspective to financial planning. His work spans proactive income and estate tax planning, retirement cash flow planning, retirement income optimization, insurance analysis, debt management, education funding strategies, and charitable planning.

Justin has more than 20 years of experience in the financial services industry. Before joining Savant, he served as a partner and portfolio manager at an independent registered investment advisory firm in Chicago, where he worked with clients on portfolio construction and long-term wealth strategies.

A frequent speaker on tax-smart retirement planning, Justin regularly shares insights on navigating complex tax considerations during and after a career transition. He earned a bachelor’s degree in business administration with a concentration in finance from the University of Michigan Ross School of Business.

Justin enjoys cooking, spending time outdoors with his wife and three children, and taking advantage of everything Arizona has to offer. He is an avid fan of the Minnesota Vikings and Michigan Wolverines.

Areas of Focus

Justin’s Approach

A personal approach and thoughtful guidance delivered with care, clarity, and insight shaped by your vision and goals.

Comprehensive Wealth Management

Integrated guidance for your full financial life, bringing together investment, tax, estate, and retirement planning to support your goals.

Comprehensive Wealth Management

Financial Planning

Our planning process helps you evaluate key areas of your financial life, uncover opportunities, and make decisions aligned with your goals.

Financial Planning

Investment Management

Evidence-based investing designed to help you stay focused on long-term goals while navigating changing market conditions.

Investment Management

Estate Planning & Wealth Transfer

Thoughtful estate planning guidance to help organize your affairs, support your wishes, and prepare for future generations.

Estate Planning & Wealth Transfer

Trust Services

Comprehensive trust administration supported by integrated investment, tax, estate, charitable, and business succession planning services.

Trust Services

Equity Compensation

Guidance for navigating equity compensation, including stock options, restricted stock, and other awards, as part of your broader financial and tax planning strategy.

Equity Compensation

Family Office Services

Designed for high-net-worth and ultra-high-net-worth families, our Family Office services coordinate investment, tax, estate, and accounting guidance in one place.

Family Office Services

High-Net-Worth Divorce

Navigate the financial complexities of divorce with coordinated guidance across investments, tax planning, estate considerations, and wealth management.

High-Net-Worth Divorce

Tax Advisory & Preparation

Working year-round to help you stay ahead of changing laws, find strategies to help lower your tax burden, and find new opportunities.

Tax Advisory & Preparation

Technology Professionals

Guidance for tech professionals navigating stock options, RSUs, equity compensation, and related tax considerations as part of a broader financial plan.

Technology Professionals

Education

  • University of Michigan
    Bachelor of Business Administration with a concentration in Finance

Professional Designations

  • Chartered Advisor in Philanthropy®
  • Chartered Financial Analyst®
  • CERTIFIED FINANCIAL PLANNER® professional

Office Locations

Serving clients from our Scottsdale office.

Scottsdale

20551 N Pima Rd
Suite 200
Scottsdale, AZ 85255

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Disclosures

CFP®

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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