Retirement Is More Than a Number

The Real Return

Retirement isn’t a finish line; it’s one of the biggest transitions of your life.

After decades of focusing on saving enough, many people discover the harder questions begin once retirement actually arrives. In this episode of The Real Return, Zach Ivey, chief investment and advice officer, sits down with Christine Benz, director of personal finance and retirement planning at Morningstar and the author of How to Retire. Together, they explore what separates people who simply retire from those who truly thrive in retirement, from building a sustainable income plan to navigating the emotional side of leaving a career behind.

Then, stay for The Real Wrap-Up, where Rob Morrison, Savant’s chief experience officer, and Jack Phelps, Savant advisor and “The Retirement Coach,” translate the conversation into practical first steps for anyone approaching retirement, or already living it.

Resources Mentioned:

• How to Retire by Christine Benz 
• Retirement resources and tools
• Savant’s Ideal Futures® Financial Health Assessment

Disclaimer:

The Real Return is a podcast produced by Savant Wealth Management. Statements and opinions expressed are those of the speakers and do not necessarily reflect the views of Savant Wealth Management. Information provided is intended for informational and educational purposes only and should not be construed as personalized investment, tax, legal, or accounting advice. Please consult your financial professional regarding your unique situation.

C. Zach Ivey Chief Investment and Advice Officer CFA®, CFP®, MBA

Zach has been involved in the financial services industry for more than 25 years. He oversees investments, financial planning, tax strategy, wealth transfer, and risk management, ensuring advisors have coordinated specialist support and clients receive seamless, comprehensive wealth management.

Robert E. Morrison Chief Experience Officer CFP®

Rob has been coaching clients since 2001. He co-authored “Victory Lap Retirement,” second edition, and contributed to "Retirement Heaven or Hell: Which Will You Choose?"

Jack Phelps Managing Partner / Financial Advisor

Jack has been involved in the financial services industry since 1989. He is the author of "The Relaxing Retirement Formula: For the Confidence to Liberate What You’ve Saved and Start Living the Life You’ve Earned."