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As predicted, SECURE 2.0 is now the law of the land, having passed both houses of Congress and signed by President Biden just before the end of the year. The new law has many provisions that will make it easier for employees to save for retirement, and plan sponsors/business owners should be aware of rule changes that will impact existing and new plans. We lay out the most important points.

SECURE Act 2.0 is a significant piece of legislation, which is designed to improve retirement security for Americans. It includes a number of provisions that could affect the amount you can save for retirement now or in the future.

Creating a personal budget can play an essential role in helping you take control of your finances and achieve your financial goals. It’s also a handy tool for those who find themselves on their own after divorce or the loss of a spouse.

This paper introduces the methods and conclusions of evidence-based investing and relates how an investor can best capture market gains while avoiding the pitfalls of conventional approaches.

Many of us dream of our retirement day and how wonderful it will feel to finally be in control of our own schedule. We diligently work through the details of our financial plan each year to hit the mark. But anything can happen between now and then, and some of those things may be out of our control and we mitigate them as best we can. There may be other factors within your control that you may have overlooked. Here are three key retirement planning areas that are often missed.

An assignment to work overseas – either temporarily or permanently — can be an exciting and rewarding experience for any executive. However, the tax implications of working in a different country can be daunting. To keep such assignments attractive, and to help executives manage potential tax burdens, international companies may employ a technique called tax equalization.

With 2022 ending soon and the holiday gifting season in full swing, you may be considering a contribution to a child or grandchild’s education. With the rising cost of tuition, adding to a child’s education savings could be a welcome gift!

The downfall of Sam Bankman-Fried and his crypto empire FTX became THE financial news story of 2022 – even for non-crypto people. It garnered comparisons to Enron, Bernie Madoff, and everything in between.

“It’s beginning to look a lot like” employees who need to save for retirement will get an extra gift-wrapped package before the end of 2022. Major enhancements to workers’ ability to set aside money for retirement are apparently headed for passage during the current session of Congress.

We asked Savant Insights readers to share their spending expectations with us and we generally found that inflation is not having a significant impact on our readers’ holiday spending, but they are keeping an eye on prices.

In this recorded webinar, Savant’s financial advisors Justin Smith and Will Gunlicks discuss a process designed to help you make your next chapter your best chapter.

During the holidays, money concerns, a packed social calendar, and strained relationships with family members can contribute to mental and physical health issues. But acts of altruism or kindness to others can actually improve mental and physical health.