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If you are a Savant client with accounts custodied at TDA, you already know we are in the home stretch of conversion. This Labor Day weekend, all TDA accounts will be migrated over to the Charles Schwab platform.

Going through a divorce can be an emotionally challenging and overwhelming experience. Though life doesn’t come with an owner’s manual, wouldn’t it be nice to have some guidance to help you learn what to expect during your divorce?

Grappling with diminished cognitive abilities can be challenging. But with thoughtful financial planning, we can chart a course that will help navigate possible changes in our mental capacities.

While liquidity exists on a spectrum and can be viewed through a variety of lenses, in short it simply represents the ability to turn an asset into cash or cash into an asset.

For those who are already retired and enrolled in Medicare or who are approaching enrollment, you should be aware of how the monthly Medicare Part B and Part D premiums are determined. If you’re already on Medicare, you are probably accustomed to paying your monthly premiums, but have you considered where these amounts came from?

Are you still paying premiums for life insurance? If so, are you sure you still need to? That might seem like a funny question if you’ve carried life insurance for a long time. However, you may not need that insurance policy anymore. It’s a question worth evaluating.

After years of focusing on saving as much as possible, in retirement you’ll need to switch gears and start recreating a paycheck with your savings. Cracking into your nest egg in a tax- and risk-efficient manner while reinvesting enough to support the rest of your life can be a complex and challenging topic.

Many things have shifted since the pandemic – not the least of which is our financial footing and future plans. Some of those plans may include our primary residence – whether to keep or sell it as we work through life transitions such as retirement or a health situation.

During periods of economic growth, it’s common to see an increase in margin account use. Bullish investors and real estate developers alike use margin to leverage immediate liquidity at a more favorable rate than personal loans. But at what cost?

Small businesses in some states are facing a fast-approaching deadline to offer retirement savings plans to their employees or face stiff fines. Companies already offering 401(k)s to their employees are generally exempt. Do such state-mandated plans apply to your business?

The main thing that millennials sacrifice if they don’t start saving now is time. Time in the market can help savings grow through compounding in the long term.

If you’re in your 20s and saving for a long-term goal like retirement, now is an excellent time to start investing your savings into the market.