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Members of Generation X range from 35 to 49 years old, sandwiched between the Boomers and Millennials, who factor in to create the Gen X Jam. Providing support for family, older and younger, carries substantial financial implications.

Does your financial planner advise you on the tax impact of your financial decisions as well as help you with tax saving strategies? If not, you should consider finding one who does.  Here’s why your tax advisor should be your financial advisor. The reason why is simple: Almost all financial decisions have a tax impact. If […]

For those over age 70½, a qualified charitable distribution can be a great way to make a charitable donation in a tax-efficient manner.

Have you filed your taxes for 2018 yet? There are big changes after the Tax Cuts and Jobs Act was passed in late 2017. Higher standard deductions, state and local tax limitations, and lower tax brackets will affect taxpayers for six years until the new law sunsets December 31, 2025.  With this provision, a notable […]

Crafting a great estate plan can be a fascinating exercise, yet most of us never quite get around to it. Perhaps it’s a bit like a challenging recipe: start with a natural reluctance to contemplate your own demise, sprinkle in some unique family dynamics, season liberally with ever-changing tax laws and fold in that one […]

After volatility scared investors in the 4th quarter of 2018, holding stocks continued to pay off in February. Once more, U.S. small cap stocks led the charge, rising 5.2%, with large caps following suit, up 3.2%. International developed (+2.5%) and emerging markets stocks (+0.2%) were not as strong but still produced healthy returns.  Economy Consumer […]

Is saving for retirement a priority for you? Are the women in your life saving too? The sad truth is women save less for retirement than men overall. According to a recent report1, only 73% of women are saving for retirement, compared to 82% of men. When it comes to an employer’s retirement plan, women […]

Tax time is here again and the April 15th deadline for filing tax returns is approaching quickly. Here are some strategies to consider and reminders for the upcoming tax season.  You May Still Be Able to Lower Your 2018 Tax Liability Even though 2018 has ended, there are still steps you may be able to […]

A brief look back at some of the economic, natural, political, and societal events that shaped 2018.

Following a disappointing fourth quarter, stocks got off to a blazing start in 2019! Despite the U.S. government shutdown casting a shadow on sentiment, a gain of 8.1% made January 2019 the 10th strongest individual month for world stocks (MSCI ACWI) since the index’s inception in 1994. Bonds also delivered modest positive returns, while alternatives […]

John (Jack) C. Bogle may not be a household name amongst individual investors, but his profound impact on the financial services industry is undisputable. In 1975, Bogle made it his life’s work to provide low-cost investing solutions that bettered the industry and the lives of countless individuals when he founded Vanguard Group. It is safe […]

At the beginning of every new year, there are many opportunities to reflect on the past year and plan for the year ahead. Whether or not you have made New Year’s resolutions in the past, consider making at least one this year: Resolve to create a budget and stick to it. Build Your Budget As with […]